Commonly Asked Questions About Equity Release In Later Life

4 Apr 2022

To help anyone who is interested in equity release, below we have answered three of the most commonly asked questions.

Using Equity Release To Buy A Second Home | How Much Do You Need?

31 Mar 2022

If you’re over 55 years of age and have considerable equity in your home, you may be wondering; ‘can I use equity release to buy a second home?’.

Common Reasons Why People Consider Equity Release

21 Mar 2022

You may have heard of the term ‘equity release’ and simply put, this is the process of releasing some of the money that is tied up in your home.

5 Common Reasons Why People Consider Equity Release

9 Mar 2022

Purchasing a property and then letting it out to tenants is a great way to earn additional income and the more properties you own, the more you can earn.

Things You Need To Know When Getting A Buy-To-Let Mortgage

4 Mar 2022

Purchasing a property and then letting it out to tenants is a great way to earn additional income and the more properties you own, the more you can earn.

Getting A Mortgage As A First Time Buyer | What You Need To Know

31 Jan 2022

Buying your first home comes with a mixture of emotions. Owning a property is a really exciting prospect, but the practicalities associated with actually buying a property can be quite daunting.

The Basics About Residential Mortgages | Our Top Tips

31 Jan 2022

Although there is a huge range of different types of mortgages on the market, one of the most commonly required is a residential mortgage.

Top Tips For Remortgaging Your Home | Reducing Mortgage Payments

20 Jan 2022

Once you have been living in your home for a few years, you may want to consider remortgaging. Switching mortgage providers is actually quite common and there are a number of different reasons why people choose to remortgage

What Is A Mortgage And How Does It Work? | A Definitive Guide

11 Jan 2022

If you’re still trying to get to grips with what a mortgage is, below we have covered all of the basics you need to know before buying a property. 

What Credit Score Do You Need For A Mortgage? | All You Need To Know

4 Jan 2022

It is important to ensure that you’re aware of your credit score and you’re obtaining a copy of your credit report before applying for a mortgage. 

Can You Get A Mortgage For Land? | All You Need To Know

15 Dec 2021

There are actually lots of different land mortgages available, from self-build mortgages and commercial development mortgages to agricultural mortgages.

What Can Stop You From Getting A Mortgage? | Help & Advice

15 Dec 2021

If you’re wondering what can potentially stop you from getting a good mortgage deal, we have looked into some of the most common factors to be aware of. 

How To Save For A Mortgage | Our 4 Top Tips

1 Dec 2021

Nowadays 100% mortgages, also known as ‘no deposit’ mortgages, are not available and people who are looking to buy a home will require at least a 5% deposit to get a mortgage offer from a lender.

How To Get A Mortgage On A Low Income | Our 5 Top Tips

21 Nov 2021

Getting a foot on the property ladder is becoming more and more difficult for people of all ages. Not only is the price of property in many parts of the UK continuing to rise, but the majority of businesses still only pay their employees minimum wage, so many fear that they will never be able to own their own home. 

What You Need to Know About Remortgaging

8 Nov 2021

The mortgage that you secured when buying your property may not be the best deal after a few years, especially if your home has gone up in value

What is a Property Chain and How Does it Work?

If you’re new to buying a home, you may hear lots of familiar phrases that you don’t fully understand. One of these phrases commonly used is ‘the chain’. If you’re unsure what this is and why it’s talked about so much, we explain here.

How does a Gifted Deposit Affect a Mortgage?

A gifted deposit is a sum of money given to you by someone else, usually a member of your family. The money you are gifted must be given by way of a gift and not a loan.

Tips on Buying a Property with a Tenant in Occupation

There are a few reasons why you might be buying a property with a tenant still in occupation (a sitting tenant).

Help to Get on the Property Ladder in 2021

How does a first-time buyer get onto the housing ladder? Here we make a few suggestions...

The New 2021 Help to Buy Scheme Explained

The Help to Buy scheme allows first-time buyers to purchase a new-build property with just a 5% deposit.

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Renters' Rights Act

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The Renter’s Rights Bill became law at the end of October, which means it has been signed off by the King, and it is now the Renters’ Rights Act. Despite this becoming law, these changes are likely to start changing within the next six months, with the aim of being fully implemented throughout 2026 and into 2027.

 

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A welcome change in school is coming as financial literacy is due to become compulsory in schools in England.

The Government has announced that as part of the new national curriculum, children in primary and secondary education will be required to learn about budgeting, compound interest, managing money, and mortgages.

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Over three years after the Mini-Budget took place, we look at what the mortgage market looks like now, showing the difference in mortgage repayments.

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The government has announced plans to make buying or selling a home cheaper and quicker with what is being called the “biggest shake-up to the homebuying system in this country’s history.”