Call us on 01628 507477 today about equity release

and start enjoying your retirement.

Later Life Lending also known as Equity Release or Lifetime Mortgage is simply a way of getting cash from the value of your property, without having to move out. Generally it's for people who either need a lump sum, or would like to top up their monthly income. You can choose to make monthly payments or not.

There is a minimum age at which you can take out a lifetime mortgage usually it's 55. Dependent on your age you can normally borrow up to 60% of the value of your property. You can stay in your home until you (both) die, or move into long term care homes.

Mortgage Required only sell products covered by the Equity Release Council. This ensures you have the right to move to a new acceptable property, without any early repayment charges if trading down.

There is also a No Negative Equity Guarantee which means you will never owe more than the value of the property. Interest rates are fixed or capped for the life of the loan.