Budgeting over the Christmas Period

Today

The most wonderful time of the year can easily turn into the most expensive time of the year. Watching the pennies doesn’t mean that the Christmas festivities have to stop, following a few budgeting tips can mean you still have a special Christmas and don’t go into the new year in debt.  

Talking about money with kids

23 Oct 2024

In an increasingly cashless society, money is an intangible concept for children to grasp. In the days of coins and notes, kids could see money as something physical you require to purchase goods and services.
In order to help teach your children about money, we have listed some tips below;

First Time Buyer to do List

4 Oct 2024

Buying your first home is very exciting but it can also be very daunting which is why we have set out a “to do list” to help you get started. 

Overpaying mortgage vs money into savings

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Should you overpay your mortgage? If you can put extra cash away you need to seriously consider whether you should pay more off on your mortgage or put it into a savings account.

Getting on the property ladder: first time buyer tips

24 May 2024

Buying a property, especially in the current climate, is a big decision for first time buyers. We have listed a few tips that can help you buy your first propertyy

6 Garden Tips to Add Value to Your Property

30 Apr 2024

If you are looking at putting your house on the market, you may want to consider giving your garden some TLC. Small changes can make your outside space a lot more attractive to potential buyers resulting in a faster sale.

Can I get a mortgage without a deposit?

12 Apr 2024

If you are struggling to get over the hurdle of saving enough deposit due to being in a rental property, but wish to purchase your own home, you may be able to with a 100% mortgage. You will need to meet certain requirements and be financially stable.

Reasons to Remortgage your Home

19 Mar 2024

If you are looking at remortgaging your property but you are unsure whether it’s the right decision, we have listed five reasons why it might be for you.

Looking to Extend?

2 Feb 2024

Are you looking to extend your property? There are many benefits to adding an extension to your existing home, here are a few. 

Energy Saving Advice to Help Protect your Pocket

14 Jan 2024

Every year Big Energy Saving Week takes place to raise awareness about energy efficiency, reducing energy bills, and combating fuel poverty. Below are some ways you can get involved and hopefully make a saving!

Budgeting Ideas for Talk Money Week

3 Nov 2023

Budgeting is an essential tool in managing finances. You can track your income and expenses, save money, and achieve goals. 

How do you get a mortgage if you are self-employed?

3 Nov 2023

Getting a mortgage when you are self-employed can be tricky, but it certainly isn’t impossible.

Debt Consolidation into a Mortgage

20 Jun 2023

We are often asked if it's good advice to consolidate “unsecured” debt (credit cards and loans etc) into your mortgage, the answer is, sometimes

Mortgage Tips to Help with Higher House Prices

10 Mar 2023

Although house prices have been on the rise, purchasing a property is still cheaper in the long run than renting and it’s always worthwhile trying to get on the housing ladder.

What Does The SDLT Reduction Mean For Homeowners?

Here we have looked into SDLT in more detail and explored how the recent tax reduction can help people who want to buy a new home.

Why It’s Important To Use A Whole Of Market Mortgage Adviser

Whether you’re buying a home or remortgaging, taking out a new mortgage is a big responsibility and it’s crucial to ensure you’re choosing the right mortgage deal

What has caused Mortgage Rates to rise?

24 Nov 2022

To assist anyone who is about to remortgage or buy a new home, we have attempted to answer some of the questions we are frequently being asked about rising mortgage rates. 

How Will The Proposed EPC Changes Impact Landlords?

22 Aug 2022

If you’re a landlord & you’re unaware of the proposed upcoming legislative changes, see how this new bill could impact the UK rental market.

Navigating Mortgage Interests Rates | The Importance Of Speaking To An Expert

10 Aug 2022

It has always been beneficial to speak to a mortgage advisor when you’re taking out a new mortgage, but this interest rate rise has made it even more important.

How Accurate Are Mortgage Salary Multipliers? | What Factors Affect It?

2 Aug 2022

The term ‘mortgage salary multiplier’ is used when referring to multiplying your income to calculate the maximum amount a mortgage provider would lend to you.

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Recent posts

The most wonderful time of the year can easily turn into the most expensive time of the year. Watching the pennies doesn’t mean that the Christmas festivities have to stop, following a few budgeting tips can mean you still have a special Christmas and don’t go into the new year in debt.  

December is usually a less desirable time to buy as many people don’t want to move over the holidays. However, prospective buyers do start to look at this time. Selling your home in winter may require a bit of extra attention to showcase your property at its best.

We look at why mortgage rates increased following the Bank of England's choice to reduce the bank rate, and should you fix now?

On 30th October 2024 the Chancellor, Rachel Reeves delivered the Autumn budget which we had previously been warned would be “difficult”. Below we have summarised the main housing points.

In an increasingly cashless society, money is an intangible concept for children to grasp. In the days of coins and notes, kids could see money as something physical you require to purchase goods and services.
In order to help teach your children about money, we have listed some tips below;

The UK’s chancellor, Rachel Reeves will deliver the Labour government’s autumn budget at the end of the month, we take a look at what could be announced in relation to housing.

Recent research from Halifax has revealed the most sought-after locations for first time buyers in Britain.  

The data which was taken from the Halifax House Price Index looked at areas outside of London where those looking to purchase their first property were buying. Despite high property prices and increased rates, these first time buyer hotspots have remained popular.   

Taking care of your mental health means looking after your emotional, psychological, and social wellbeing. There are several ways we can practice self-care that will help to improve our physical and mental health. This can help to reduce our risk of illness, manage stress, and boost our energy levels!