Mortgage lenders are starting to recognise their “Green” responsibilities when it comes to the different products they offer. Take a look below:
Way ahead of the curve are Virgin Money who offer up to £10,000 cashback for energy efficient home improvements, and Halifax who offer new mortgage customers up to £2,000 free money when they make energy efficient home improvements within 12 months of completion.
NatWest will offer a £500 cashback reward when they mortgage a property with an EPC rating A or B on selected Green Products
Whilst Coventry Building Society has special rates for existing customers taking a “further advance” to be used to improve the energy efficiency of their homes, Nationwide Building Society offer customers loans at 0% for 2 or 5 years!
Almost one in five equity release mortgages are now taken out to provide financial support to family.
2 days ago
According to industry data, the expected wait for those looking to buy a property has dropped from just over 11 months to less than six months.
It is common for your first mortgage payment to be higher than your subsequent monthly payments for two reasons.
7 days ago
Firstly, a big congratulations, you’ve now exchanged contracts! After weeks and months of waiting, you are about to move in. What should you do first?
The chancellor will deliver her second budget this autumn. Due to slow economic growth and high inflation, the government need to manage a £40 billion shortfall in public finances. There have already been reports about changes to taxes including income tax and capital gains tax.
29 Aug 2025
The chancellor has advised that landlords could have another tax to pay this autumn as the Treasury decide whether to extend national insurance contributions to rental income.
According to a report in the Guardian, senior ministers have asked Treasury officials to look into a “proportional” property tax to see how it would work as an alternative to the existing stamp duty land tax on owner-occupied homes.
More than a quarter of UK adults in long-term relationships (26%) have reported that despite living together, they keep their finances separate from one another.