4 Aug 2025
Green Mortgages | Rewards and Benefits
Mortgage lenders are starting to recognise their “Green” responsibilities when it comes to the different products they offer. Take a look below:
Way ahead of the curve are Virgin Money who offer up to £10,000 cashback for energy efficient home improvements, and Halifax who offer new mortgage customers up to £2,000 free money when they make energy efficient home improvements within 12 months of completion.
NatWest will offer a £500 cashback reward when they mortgage a property with an EPC rating A or B on selected Green Products
Whilst Coventry Building Society has special rates for existing customers taking a “further advance” to be used to improve the energy efficiency of their homes, Nationwide Building Society offer customers loans at 0% for 2 or 5 years!
Recent posts
According to a report in the Guardian, senior ministers have asked Treasury officials to look into a “proportional” property tax to see how it would work as an alternative to the existing stamp duty land tax on owner-occupied homes.
More than a quarter of UK adults in long-term relationships (26%) have reported that despite living together, they keep their finances separate from one another.
There has been a rise in both rent and mortgage costs over the last three years, with renters seeing a greater increase in their monthly payments than those with a mortgaged property.
Delayed Start Mortgages
14 days ago
The new Delayed Start Mortgage launched by Skipton Building Society allows first time buyers to postpone the first three mortgage payments. This product has been designed to help soften the blow of moving in costs for first time buyers.
A recent study by Boon Brokers where 1,000 people who had used an estate agent over the last year were surveyed, showed that a whopping 52% said they were pressured into using the estate agents’ in-house mortgage broker.
When will mortgage rates fall further?
26 days ago
Analysts are predicting further rate cuts this year, with the next one possibly coming down to 4% when the Bank of England’s Monetary Policy Committee meet on Thursday 7th August 2025.
The Financial Conduct Authority (FCA) has shared new changes to mortgage rules with the aim to simplify remortgaging, and encourage competition within the mortgage market.
Lloyds boost lending for first-time buyers
18 Jul 2025
Lloyds Banking Group has jumped on the bandwagon to boost lending for first-time buyers as they allocate an additional £4 billion to help first-time buyers on to the property ladder.
As the Loan to Income (LTI) cap has been increased to 5.5 times income, applicants who fit the First Time Buyer Boost criteria could borrow up to 22% more.
More information
Trusted by
