4 Aug 2025
Green Mortgages | Rewards and Benefits
Mortgage lenders are starting to recognise their “Green” responsibilities when it comes to the different products they offer. Take a look below:
Way ahead of the curve are Virgin Money who offer up to £10,000 cashback for energy efficient home improvements, and Halifax who offer new mortgage customers up to £2,000 free money when they make energy efficient home improvements within 12 months of completion.
NatWest will offer a £500 cashback reward when they mortgage a property with an EPC rating A or B on selected Green Products
Whilst Coventry Building Society has special rates for existing customers taking a “further advance” to be used to improve the energy efficiency of their homes, Nationwide Building Society offer customers loans at 0% for 2 or 5 years!
Recent posts
A recent study by Boon Brokers where 1,000 people who had used an estate agent over the last year were surveyed, showed that a whopping 52% said they were pressured into using the estate agents’ in-house mortgage broker.
When will mortgage rates fall further?
10 days ago
Analysts are predicting further rate cuts this year, with the next one possibly coming down to 4% when the Bank of England’s Monetary Policy Committee meet on Thursday 7th August 2025.
The Financial Conduct Authority (FCA) has shared new changes to mortgage rules with the aim to simplify remortgaging, and encourage competition within the mortgage market.
Lloyds boost lending for first-time buyers
17 days ago
Lloyds Banking Group has jumped on the bandwagon to boost lending for first-time buyers as they allocate an additional £4 billion to help first-time buyers on to the property ladder.
As the Loan to Income (LTI) cap has been increased to 5.5 times income, applicants who fit the First Time Buyer Boost criteria could borrow up to 22% more.
The government is introducing mortgage reforms to boost homeownership, stimulate economic growth, and make the housing market more accessible, especially for first-time buyers.
Chancellor Rachel Reeves has announced the most significant mortgage reforms in over a decade—great news for those dreaming of homeownership.
Nationwide ease criteria for first-time buyers
20 days ago
Nationwide ease their ‘Helping Hand’ mortgage designed to help first-time buyers get onto the property ladder by allowing them to borrow up to six times their income.
Ways to save money over the summer holiday
26 days ago
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The Financial Conduct Authority (FCA) has published a discussion paper about the future of the mortgage market in a bid to improve access for first -time buyers, self-employed, and those borrowing in retirement.
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