The most wonderful time of the year can easily turn into the most expensive time of the year. Watching the pennies doesn’t mean that the Christmas festivities have to stop, following a few budgeting tips can mean you still have a special Christmas and don’t go into the new year in debt.
There is probably some of your usual spending you could cut back on. This could be stopping the coffee shop stop, cancelling any magazine subscriptions, or gym memberships you aren’t taking advantage of. You may be surprised to see how much you're able to save.
Consider making something special for a loved one. This could be baking some sweet treats or making some cheese twists packaged nicely. If cooking and baking isn’t your area, you could make some candles, jewellery or hot chocolate cones!
Printing a photo is relatively low-cost – by purchasing an inexpensive photo frame you can make a thoughtful, personalised gift for someone special.
We’re all guilty of buying far too much food at Christmastime. If you haven’t managed to get through all of it, make sure to plan ahead and freeze any leftovers or use up anything you can – you can’t beat a good bubble and squeak on Boxing Day!
All the team at Mortgage Required want to wish you a very Merry Christmas and a Happy New Year!
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