If you have applied previously, but would like to extend the holiday then you may do so but there is no guarantee that an extension to such a holiday will be granted.

Regularly referred to as an EPC, the Energy Performance Certificate was introduced by the UK government to audit the UK’s built environment and to assess its energy efficiency and nudge/require owners to improve the energy efficiency of their property.

The chancellor has announced a temporary holiday on stamp duty up to £500,000 as part of a number of measures to help stimulate the economy. We have listed below the key facts following this announcement.

Applying for a mortgage can seem an intimidating and complicated process. Thankfully this is something we do every single day, so we can do much of it for you. Simple.

Like every utility bill you pay, it makes perfect sense to regularly check whether you have the right mortgage for you.

With the Bank of England record low base rate to help protect the economy from the impact of the worldwide pandemic, now is potentially a great time to remortgage!

Generally referred to as ‘the base rate’, when it falls it is usually (but not always) an indication that lending rates generally will also fall.

Whether you are an owner-occupier or a private landlord, the most important thing is not to panic or put your head in the sand.

We have put together some key mortgage and protection FAQs from the questions we have been fielding from clients. Please do feel free to call if you have any other questions, we are here to help.

The difficulty many contractors, freelancers and the self-employed find proving their income and illustrating it is predictable and stable.