Flats, in particular, are usually owned leasehold because in very simple terms, to own the freehold of a property is basically to own the land below and the air above and, in the case of a flat, clearly this isn’t possible.

Whilst a Zero Hours Contract is a more precarious type of employment and does make obtaining a competitive mortgage offer more difficult, it is possible.

It’s easy to assume that once you’ve agreed to sell your home, it’s just a matter of your solicitor or conveyancer ‘doing the legal stuff’ and that’s that. Unfortunately, your job is still only partly done.

The benefits for expats retaining property in the UK whilst working abroad can be significant. Especially if you expect to return at some time in the future.

Each mortgage lender seems to be approaching this issue in a different manner. Some lenders are taking each case on its own merits.

If you have applied previously, but would like to extend the holiday then you may do so but there is no guarantee that an extension to such a holiday will be granted.

Regularly referred to as an EPC, the Energy Performance Certificate was introduced by the UK government to audit the UK’s built environment and to assess its energy efficiency and nudge/require owners to improve the energy efficiency of their property.

The chancellor has announced a temporary holiday on stamp duty up to £500,000 as part of a number of measures to help stimulate the economy. We have listed below the key facts following this announcement.

Applying for a mortgage can seem an intimidating and complicated process. Thankfully this is something we do every single day, so we can do much of it for you. Simple.

Like every utility bill you pay, it makes perfect sense to regularly check whether you have the right mortgage for you.