Help to Get on the Property Ladder in 2021
How does a first-time buyer get onto the housing ladder? Here we make a few suggestions...
The New 2021 Help to Buy Scheme Explained
The Help to Buy scheme allows first-time buyers to purchase a new-build property with just a 5% deposit.
Can I Remortgage my property to buy a Second Home?
If you increase the loan on your primary home, the mortgage lender will want you to be able to prove that you can afford the larger loan.
What Does Virtual Freehold Mean?
These long leases are sometimes referred to as ‘virtual freeholds’. The owner of such a lease might not own the freehold but he does have most of the rights associated with ownership of the freehold, such as the right to exclusive possession and quiet enjoyment.
The Government's Mortgage Guarantee Scheme Explained
With the new mortgage guarantee scheme, even if you only have 5% deposit, you may be able to obtain a mortgage on the remaining 95% of the purchase price
New Stamp Duty Extension Explained
Rishi Sunak has announced that he is to extend the existing Stamp Duty Holiday until the end of June 2021.
What is a Sinking Fund?
A sinking fund is basically a savings account managed, usually, by the building’s managing agent.
What is a Debt Management Plan (DMP) and How to Get One
A Debt Management Plan is a mechanism by which you can have a third party negotiate with the people to whom you owe money and set out a plan by which you will make a single, affordable monthly payment each month.
The Number of Mortgages Available is Now at a 12 Year High!
Moneyfacts, the independent mortgage market monitor of all things ‘mortgage’ has reported that overall mortgage availability rose in January 2021, to 3,215 products!
10 Reasons to Invest in UK Property
There are still many reasons why the UK property market could be considered one of the best investment opportunities in the world. Here are ten reasons why.
Questions to Ask During a Property Viewing
The more complete a picture you can build both before and after you make your offer, the better protected you are from the unknowns in the transaction. Don’t be afraid to ask.
Questions to Ask When Choosing a Mortgage Broker
As with all professional services, the level of service will vary and therefore, it’s important that you ask some very specific questions when deciding which mortgage adviser to use.
How to Carry Out a Virtual Property Viewing
Whilst a physical, in-person viewing is going to be necessary at some point, a virtual viewing can be very useful in the early stages and can save you a lot of wasted time.
What is Peppercorn Rent? | Ground Rent and Maintenance Charges in the UK
Many properties are sold leasehold and subject to a ‘peppercorn rent’. This is effectively a notional rent that isn’t demanded or paid. It is purely a legal requirement of any contract.
How to Get a Mortgage with a Low Credit Score
If you feel you may have bad credit, you should obtain a copy of your credit report which will show all your credit, good and bad.
New Help to Buy Scheme Launched
First-time buyers that wish to buy a new-build home will be able to apply for an Equity Loan from the government for up to 20% of the home’s value.
Top Tips on Making Your Home More Energy Efficient
With energy prices likely to rise in the long term, it makes sense to consider how you can make your home more efficient.
What is a Second Charge Mortgage?
A second mortgage, as the name suggests, is a second loan that is also secured on a property.
What is a TA6 Property Information Form?
The TA6 Property Information Form is a form designed to aid the seller in giving important information on the property being sold, to the buyer.
What is a TA10 Fittings and Contents Form?
A TA10 form is one of several forms a seller must complete during the conveyancing process. The TA10 sets out, in detail, what is or is not included in the sale of the property.
Recent posts
The Bank of England Governor, Andrew Bailey, has advised that, due to the “very big energy shock” the economy is facing, they won’t be in a rush to increase UK interest rates.
Many homeowners don’t realise that a simple act or oversight could invalidate their home insurance policy. Home insurance is essential in protecting your most valuable assets; however, it is important to understand what affects your cover to ensure you are fully protected.
In certain areas, impressive views are one feature that buyers are willing to pay price premiums of more than 30 per cent.
The UK mortgage market is seeing lenders withdraw deals and hike mortgage rates amid the escalation of conflict in Iran. This isn’t great news for borrowers, with the average rate for a two-year fixed deal sitting above 5%.
Statistics now show that those looking to purchase a property would have to save a deposit bigger than their annual gross pay.
Analysis from the Office for Budget Responsibility (OBR) shows that those looking to buy their first home could face a sharp increase if house prices follow the latest predictions, as Coventry Building Society suggests.
According to Zoopla, four in 10 homes are now cheaper to buy with a mortgage than to rent due to lower-cost mortgages - a sign that ownership is becoming more affordable.
World Sleep Day Tips
27 Feb 2026
There are many people who struggle with getting a good night’s sleep. Having poor sleep hygiene can be the reason for bad sleep quality in adults. Sleep hygiene refers to habits that can help you sleep better.
Here we have shared some tips to create a healthier sleep.
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