Reasons to Remortgage your Home
19 Mar 2024
If you are looking at remortgaging your property but you are unsure whether it’s the right decision, we have listed five reasons why it might be for you.
Looking to Extend?
2 Feb 2024
Are you looking to extend your property? There are many benefits to adding an extension to your existing home, here are a few.
Energy Saving Advice to Help Protect your Pocket
14 Jan 2024
Every year Big Energy Saving Week takes place to raise awareness about energy efficiency, reducing energy bills, and combating fuel poverty. Below are some ways you can get involved and hopefully make a saving!
Budgeting Ideas for Talk Money Week
3 Nov 2023
Budgeting is an essential tool in managing finances. You can track your income and expenses, save money, and achieve goals.
How do you get a mortgage if you are self-employed?
3 Nov 2023
Getting a mortgage when you are self-employed can be tricky, but it certainly isn’t impossible.
Debt Consolidation into a Mortgage
20 Jun 2023
We are often asked if it's good advice to consolidate “unsecured” debt (credit cards and loans etc) into your mortgage, the answer is, sometimes.
Mortgage Tips to Help with Higher House Prices
10 Mar 2023
Although house prices have been on the rise, purchasing a property is still cheaper in the long run than renting and it’s always worthwhile trying to get on the housing ladder.
What Does The SDLT Reduction Mean For Homeowners?
Here we have looked into SDLT in more detail and explored how the recent tax reduction can help people who want to buy a new home.
Why It’s Important To Use A Whole Of Market Mortgage Adviser
Whether you’re buying a home or remortgaging, taking out a new mortgage is a big responsibility and it’s crucial to ensure you’re choosing the right mortgage deal
What has caused Mortgage Rates to rise?
24 Nov 2022
To assist anyone who is about to remortgage or buy a new home, we have attempted to answer some of the questions we are frequently being asked about rising mortgage rates.
How Will The Proposed EPC Changes Impact Landlords?
22 Aug 2022
If you’re a landlord & you’re unaware of the proposed upcoming legislative changes, see how this new bill could impact the UK rental market.
Navigating Mortgage Interests Rates | The Importance Of Speaking To An Expert
10 Aug 2022
It has always been beneficial to speak to a mortgage advisor when you’re taking out a new mortgage, but this interest rate rise has made it even more important.
How Accurate Are Mortgage Salary Multipliers? | What Factors Affect It?
2 Aug 2022
The term ‘mortgage salary multiplier’ is used when referring to multiplying your income to calculate the maximum amount a mortgage provider would lend to you.
Common Issues Highlighted In A Full Structural Survey
27 Jul 2022
Ultimately, a full structural survey provides you with peace of mind and removes some of the risks associated with buying a property.
How The IPFA’s Whitepaper Could Benefit First-Time Buyers
1 Jul 2022
IPFA stands for ‘Industry Panel for Financial Advice’ and this panel has come together to advocate on behalf of UK financial advisers and all of the customers we serve.
How Does A Mortgage Valuation Report Affect A Mortgage Offer?
22 Jun 2022
Before a mortgage provider agrees to lend you the money you need to purchase a property, they will conduct a mortgage valuation.
Fees To Be Aware Of When Taking Out A Mortgage
9 Jun 2022
If you’re unable to buy a property outright and you need a mortgage to make the purchase, it’s important to be aware there are several fees associated with taking out a mortgage too. I
Useful Tips For Switching Mortgage Providers
25 May 2022
If your current mortgage deal is no longer competitive and you think you could save money by taking out a new mortgage product,
The Basics About Early Redemption Charges
16 May 2022
This fee is also known as an Early Repayment Charge and it is one of the largest fees associated with fixed rate mortgages.
What You Need To Consider When Comparing Mortgage Products
28 Apr 2022
we have put together a list of important things to consider whenever you’re comparing mortgage products from different lenders.
Recent posts
April Mortgages offer 7x Income Mortgage
13 Aug 2026
April Mortgages - only accessed via a mortgage broker - offers first-time buyers, renters, and home-movers the option to borrow up to 7 times their income on its longer-term mortgages.
Andy Burnham’s Potential Changes
22 Jul 2026
Despite the Prime Minister not yet announcing any policies to abolish or change Stamp Duty, speculation persists that this could become government policy.
Burnham, who officially became Prime Minister on Monday, 20th July, has expressed strong support for a significant reform of property taxes over recent years. He said that he will deliver “the most significant change moment in our politics for 40 years.”
Young borrowers concerned about credit score
7 Jul 2026
Almost half of young adults are worried about their credit history stopping them from renting or buying a property, according to data from Loqbox
How to add value to your property this summer
26 Jun 2026
Different seasons can have a noticeable effect on property prices.
Research from Zoopla shows that spending out on certain features can fetch up to £29,000 during the summer months.
Monday 22nd June saw Keir Starmer resign as Prime Minister and Labour leader. The resignation does not directly impact mortgage rates, as changes were taking place before this announcement. However, it could influence mortgage rates indirectly through financial markets and future government policies.
Homebuying reform to cut homebuying times by around four weeks, and save first-time buyers around £650, says the government.
Buying your first home is a huge milestone, but it can also be a complex process. There are several factors a first-time buyer should consider before making an offer on a property, including understanding the difference between leasehold and freehold and checking council tax bands.
We’ve detailed some questions you can ask your estate agent to help you make an informed decision.
Signs it's time to remortgage
17 Jun 2026
Remortgaging means switching to a new mortgage deal. This will either be with your current lender or a new one.
Getting advice and moving to a new deal when the time is right can mean lower monthly mortgage payments, better interest rates, or releasing equity from your property.
Here are some signs it may be time to remortgage.
Trusted by
