It is becoming more and more difficult for young people to get on the property ladder, and many are having to save for years to buy their own homes. The skyrocketing house prices combined with rising mortgage rates, not to mention the soaring rent prices and increasing cost of living, have resulted in fewer people being able to afford to purchase a property.
At Mortgage Required, we are a founding member of the IPFA and we are passionate about helping first-time buyers overcome the many challenges they’re currently facing when trying to get on the housing ladder. We think it’s time for a change and the IPFA’s first whitepaper is driving this change.
IPFA stands for ‘Industry Panel for Financial Advice’ and this panel has come together to advocate on behalf of UK financial advisers and all of the customers we serve. The IPFA comprises some of the leading advisory firms in the mortgage market and at Mortgage Required, we are proud to be working alongside other firms who are equally as passionate about providing fair, transparent and accessible financial advice.
The IPFA is working with decision-makers in the mortgage industry and beyond with the aim to drive strategic, regulatory and legislative change. Whilst there are several areas that have room for improvement, the first whitepaper created by the IPFA is designed to help solve the issues today’s first-time buyers are facing. You can download your copy now.
This new whitepaper is calling on legislators and industry decision-makers to implement some practical changes. These changes would ultimately make it easier for young people and renters to purchase their first homes, and the IPFA’s whitepaper provides a solution to some of the biggest barriers first-time buyers are struggling to overcome in this day and age.
At Mortgage Required, we understand that home ownership can be a daunting prospect and we can help you navigate the complex mortgage market. Our expert mortgage advisors are here to help you and we provide an award-winning service that is both free and unpressurised. We will be on your side and we can search the whole market to help you find a mortgage product that best suits your needs and your budget.
If you would like to find out more about the housing market and you want to be the first to know about any recent changes that can benefit first-time buyers, explore our news page today. We have a dedicated news and advice section for first-time buyers, and here you will find lots of useful information. We also invite you to download our free ‘First Time Buyers Guide’ and if you have any questions at all regarding getting your first mortgage, don’t hesitate to get in touch with our team. We will always be happy to assist you.
Housing Secretary Angela Rayner has announced a new measure to protect leaseholders in England and Wales from high fees and poorly regulated property management companies.
Saturday 26th September, Andy Burnham announced a new equity loan scheme called “Your First Home”. The scheme, which will be confirmed at next month’s budget, is aimed at first-time buyers looking to purchase a new-build property from a developer signed up to the scheme.
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8 days ago
Here are the lowest fixed mortgage rates of the week, available to first-time buyers, home movers, buy-to-let, and those remortgaging.
Call us for more information: 01628 507477 or email: team@mortgagerequired.com.
13 days ago
This price gap between the cost of houses and flats is the biggest it has ever been. Houses are now costing 1.7 times more than a flat, which is 0.4 times higher than 10 years ago
Take a look at our list of houses vs. flats per area.
22 days ago
We have seen several lenders increase their mortgage rates over the last couple of weeks. This suggests mortgage rates are likely to rise.
Although nothing is set in stone, lender repricing, rising swap rates, and continued economic uncertainty suggest borrowers should prepare for higher mortgage costs.
24 Aug 2026
According to data from House Buyer Bureau, where over 900 UK homebuyers were surveyed, 54% of people said that they immediately ruled out digitally enhanced property listings.
13 Aug 2026
April Mortgages - only accessed via a mortgage broker - offers first-time buyers, renters, and home-movers the option to borrow up to 7 times their income on its longer-term mortgages.