How The IPFA’s Whitepaper Could Benefit First-Time Buyers

It is becoming more and more difficult for young people to get on the property ladder, and many are having to save for years to buy their own homes. The skyrocketing house prices combined with rising mortgage rates, not to mention the soaring rent prices and increasing cost of living, have resulted in fewer people being able to afford to purchase a property. 

At Mortgage Required, we are a founding member of the IPFA and we are passionate about helping first-time buyers overcome the many challenges they’re currently facing when trying to get on the housing ladder. We think it’s time for a change and the IPFA’s first whitepaper is driving this change. 

What is the IPFA?

IPFA stands for ‘Industry Panel for Financial Advice’ and this panel has come together to advocate on behalf of UK financial advisers and all of the customers we serve. The IPFA comprises some of the leading advisory firms in the mortgage market and at Mortgage Required, we are proud to be working alongside other firms who are equally as passionate about providing fair, transparent and accessible financial advice.

What is the whitepaper about?

The IPFA is working with decision-makers in the mortgage industry and beyond with the aim to drive strategic, regulatory and legislative change. Whilst there are several areas that have room for improvement, the first whitepaper created by the IPFA is designed to help solve the issues today’s first-time buyers are facing. You can download your copy now

How can this whitepaper benefit first-time buyers?

This new whitepaper is calling on legislators and industry decision-makers to implement some practical changes. These changes would ultimately make it easier for young people and renters to purchase their first homes, and the IPFA’s whitepaper provides a solution to some of the biggest barriers first-time buyers are struggling to overcome in this day and age. 

Staying up to date with first-time buyer mortgage news

At Mortgage Required, we understand that home ownership can be a daunting prospect and we can help you navigate the complex mortgage market. Our expert mortgage advisors are here to help you and we provide an award-winning service that is both free and unpressurised. We will be on your side and we can search the whole market to help you find a mortgage product that best suits your needs and your budget. 

If you would like to find out more about the housing market and you want to be the first to know about any recent changes that can benefit first-time buyers, explore our news page today. We have a dedicated news and advice section for first-time buyers, and here you will find lots of useful information. We also invite you to download our free ‘First Time Buyers Guide’ and if you have any questions at all regarding getting your first mortgage, don’t hesitate to get in touch with our team. We will always be happy to assist you. 

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be no fee for Mortgage Advice. There may be a fee for arranging a mortgage. The precise amount will depend upon your circumstances, but we estimate it to be between £399 and £599.

Mortgage Required Ltd, Finance House, 5 Bath Road, Maidenhead, SL6 4AQ is authorised and regulated by the Financial Conduct Authority reference 573718 at

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