Articles from All categories

Starmer’s resignation: what does it mean for mortgages?

Monday 22nd June saw Keir Starmer resign as Prime Minister and Labour leader. The resignation does not directly impact mortgage rates, as changes were taking place before this announcement. However, it could influence mortgage rates indirectly through financial markets and future government policies.

Homebuying reform to cut homebuying times and costs

Homebuying reform to cut homebuying times by around four weeks, and save first-time buyers around £650, says the government.

What to ask your Estate Agent as a first-time buyer

Buying your first home is a huge milestone, but it can also be a complex process. There are several factors a first-time buyer should consider before making an offer on a property, including understanding the difference between leasehold and freehold and checking council tax bands.

We’ve detailed some questions you can ask your estate agent to help you make an informed decision.

Best UK Mortgage Rates this Week

Here are the lowest fixed mortgage rates of the week, available to first-time buyers, home movers, buy-to-let, and those remortgaging.

Call us for more information: 01628 507477 or email: team@mortgagerequired.com.

Signs it's time to remortgage

Remortgaging means switching to a new mortgage deal. This will either be with your current lender or a new one.

Getting advice and moving to a new deal when the time is right can mean lower monthly mortgage payments, better interest rates, or releasing equity from your property.

Here are some signs it may be time to remortgage.

House prices decreased in May due to uncertainty within the market

According to Nationwide Building Society’s latest House Price Index, house prices dropped 0.6% month on month in May – the first monthly decline this year.

Most Affordable UK Spots for First-Time Buyers

Research from Lloyds identifies the most affordable areas in the UK for first-time buyers to be able to get onto the property ladder.

The King’s Speech: Housing and Energy Main Points

On Wednesday, 13th May, King Charles delivered his speech at the House of Lords, outlining the government’s plans for the upcoming year.

Here is a summary of the housing and energy/environment points. 

First-time buyer mortgages available with £5,000 deposit

From 18th May 2026, Halifax (part of Lloyds Banking Group) is launching a ‘£5k Deposit mortgage’ to help first-time buyers get onto the property ladder sooner.

‘Trumpflation’ could cost homeowners £3,000 more per year

Homeowners could be faced with paying over £3,000 more per year on their mortgage if the conflict in the Middle East continues, following new analysis from INTEREST from Moneyfacts.

1 3 4 5