30 Dec 2025
UK Housing Market Round-Up: 2025
Property search site Zoopla has estimated that the UK housing market will end 2025 with approximately 1.15 million completed sales – 4.5% more than the previous year.
Pricing
Unsurprisingly, there was a huge disparity between house prices in London and cheaper local authorities, with Kensington and Chelsea averaging a house price of £1,071,600, which is around 10 times higher than Inverclyde, Scotland, with an average price of £109,400.
After London, Elmbridge in Surrey came in second priciest with an average price of £705,800, followed by Beaconsfield in Buckinghamshire, where houses averaged £671,400.
Below are the least and most expensive areas to buy in 2025:
| Most expensive | Average house price |
| Kensington and Chelsea | £1,071,600 |
| City of Westminster | £914,600 |
| Richmond upon Thames | £750,200 |
| Camden | £749,400 |
| Hammersmith and Fulham | £709,800 |
| Least expensive | Average house price |
| Inverclyde | £109,400 |
| East Ayrshire | £112,100 |
| Kingston upon Hull | £115,700 |
| West Dunbartonshire | £117,200 |
| Hartlepool | £117,300 |
Peaks throughout the year
Zoopla shared that January 2025 was the most popular month for property searching – a follow-up on the Boxing Day bounce, where new-year home searches often begin.
Most properties were listed online during the month of May.
March was shown to have completed 178,000 UK property transactions (over £40k) according to HM Revenue & Customs.
Search words
Interestingly, “garage” took over “freehold” in the most commonly used search term, which had been the top search for the past two years. Other common searches according to Zoopla were “annexe”, “double garage”, “acres”, and pool”.
What is in store for 2026
Although there are still challenges within the economy, there appears to be a more positive outlook for buyers. Following the recent rate cut from the Bank of England, inflation is forecast to fall over the next few months, which will hopefully give those who were previously uncertain a clearer picture.
Recent posts
Here are the lowest fixed mortgage rates of the week, available to first-time buyers, home movers, buy-to-let, and those remortgaging.
Call us for more information: 01628 507477 or email: team@mortgagerequired.com.
Buying in the New Year
Yesterday
If buying your first property, or moving home, is on your to-do list this year, the new year can be a great time to take this big step. In this short blog, we look at what you need to consider as you plan and prepare for your home-buying journey.
Just because the Bank of England decides to reduce the base rate, this doesn't automatically mean that your mortgage rate will go down.
Autumn Budget 2025: A Summary
26 Nov 2025
Chancellor, Rachel Reeves, has delivered the Autumn 2025 budget. We have summarised the government's plans for tax and spending.
Renters' Rights Act
14 Nov 2025
The Renter’s Rights Bill became law at the end of October, which means it has been signed off by the King, and it is now the Renters’ Rights Act. Despite this becoming law, these changes are likely to start changing within the next six months, with the aim of being fully implemented throughout 2026 and into 2027.
A welcome change in school is coming as financial literacy is due to become compulsory in schools in England.
The Government has announced that as part of the new national curriculum, children in primary and secondary education will be required to learn about budgeting, compound interest, managing money, and mortgages.
The top 10 most beautiful villages in the world
24 Oct 2025
Forbes has published a global ranking of stunning locations and one popular picturesque corner of the UK has nabbed top spot.
Over three years after the Mini-Budget took place, we look at what the mortgage market looks like now, showing the difference in mortgage repayments.
More information
Trusted by
