30 Dec 2025
UK Housing Market Round-Up: 2025
Property search site Zoopla has estimated that the UK housing market will end 2025 with approximately 1.15 million completed sales – 4.5% more than the previous year.
Pricing
Unsurprisingly, there was a huge disparity between house prices in London and cheaper local authorities, with Kensington and Chelsea averaging a house price of £1,071,600, which is around 10 times higher than Inverclyde, Scotland, with an average price of £109,400.
After London, Elmbridge in Surrey came in second priciest with an average price of £705,800, followed by Beaconsfield in Buckinghamshire, where houses averaged £671,400.
Below are the least and most expensive areas to buy in 2025:
| Most expensive | Average house price |
| Kensington and Chelsea | £1,071,600 |
| City of Westminster | £914,600 |
| Richmond upon Thames | £750,200 |
| Camden | £749,400 |
| Hammersmith and Fulham | £709,800 |
| Least expensive | Average house price |
| Inverclyde | £109,400 |
| East Ayrshire | £112,100 |
| Kingston upon Hull | £115,700 |
| West Dunbartonshire | £117,200 |
| Hartlepool | £117,300 |
Peaks throughout the year
Zoopla shared that January 2025 was the most popular month for property searching – a follow-up on the Boxing Day bounce, where new-year home searches often begin.
Most properties were listed online during the month of May.
March was shown to have completed 178,000 UK property transactions (over £40k) according to HM Revenue & Customs.
Search words
Interestingly, “garage” took over “freehold” in the most commonly used search term, which had been the top search for the past two years. Other common searches according to Zoopla were “annexe”, “double garage”, “acres”, and pool”.
What is in store for 2026
Although there are still challenges within the economy, there appears to be a more positive outlook for buyers. Following the recent rate cut from the Bank of England, inflation is forecast to fall over the next few months, which will hopefully give those who were previously uncertain a clearer picture.
Recent posts
Here are the lowest fixed mortgage rates of the week, available to first-time buyers, home movers, buy-to-let, and those remortgaging.
Call us for more information: 01628 507477 or email: team@mortgagerequired.com.
Renters' Rights Act
Yesterday
The Renter’s Rights Bill became law at the end of October, which means it has been signed off by the King, and it is now the Renters’ Rights Act. Despite this becoming law, these changes are likely to start changing within the next six months, with the aim of being fully implemented throughout 2026 and into 2027.
Green Mortgages | Rewards and Benefits
Yesterday
Mortgage lenders are starting to recognise their “Green” responsibilities when it comes to the different products they offer.
Costliest Streets in Great Britain
5 days ago
Recent data from Rightmove shows the most expensive streets in Great Britain, with the majority being situated in the capital.
The Bank of England Governor, Andrew Bailey, has advised that, due to the “very big energy shock” the economy is facing, they won’t be in a rush to increase UK interest rates.
Many homeowners don’t realise that a simple act or oversight could invalidate their home insurance policy. Home insurance is essential in protecting your most valuable assets; however, it is important to understand what affects your cover to ensure you are fully protected.
In certain areas, impressive views are one feature that buyers are willing to pay price premiums of more than 30 per cent.
The UK mortgage market is seeing lenders withdraw deals and hike mortgage rates amid the escalation of conflict in Iran. This isn’t great news for borrowers, with the average rate for a two-year fixed deal sitting above 5%.
More information
Trusted by
