30 Dec 2025
UK Housing Market Round-Up: 2025
Property search site Zoopla has estimated that the UK housing market will end 2025 with approximately 1.15 million completed sales – 4.5% more than the previous year.
Pricing
Unsurprisingly, there was a huge disparity between house prices in London and cheaper local authorities, with Kensington and Chelsea averaging a house price of £1,071,600, which is around 10 times higher than Inverclyde, Scotland, with an average price of £109,400.
After London, Elmbridge in Surrey came in second priciest with an average price of £705,800, followed by Beaconsfield in Buckinghamshire, where houses averaged £671,400.
Below are the least and most expensive areas to buy in 2025:
| Most expensive | Average house price |
| Kensington and Chelsea | £1,071,600 |
| City of Westminster | £914,600 |
| Richmond upon Thames | £750,200 |
| Camden | £749,400 |
| Hammersmith and Fulham | £709,800 |
| Least expensive | Average house price |
| Inverclyde | £109,400 |
| East Ayrshire | £112,100 |
| Kingston upon Hull | £115,700 |
| West Dunbartonshire | £117,200 |
| Hartlepool | £117,300 |
Peaks throughout the year
Zoopla shared that January 2025 was the most popular month for property searching – a follow-up on the Boxing Day bounce, where new-year home searches often begin.
Most properties were listed online during the month of May.
March was shown to have completed 178,000 UK property transactions (over £40k) according to HM Revenue & Customs.
Search words
Interestingly, “garage” took over “freehold” in the most commonly used search term, which had been the top search for the past two years. Other common searches according to Zoopla were “annexe”, “double garage”, “acres”, and pool”.
What is in store for 2026
Although there are still challenges within the economy, there appears to be a more positive outlook for buyers. Following the recent rate cut from the Bank of England, inflation is forecast to fall over the next few months, which will hopefully give those who were previously uncertain a clearer picture.
Recent posts
‘My First Mortgage’ from major high-street lender Santander is specifically for those wanting to buy their first property. It allows first-time buyers to purchase 98% of the property’s value. However, certain criteria must be met to be eligible.
Best UK Mortgage Rates this Week
2 days ago
Here are the lowest fixed mortgage rates of the week, available to first-time buyers, home movers, buy-to-let, and those remortgaging.
Call us for more information: 01628 507477 or email: team@mortgagerequired.com.
Maidenhead, Berkshire – 26th January 2026 – Dedicated independent mortgage experts, Mortgage Required, are delighted to have acquired fellow experienced brokerage, Y-Not Finance.
The acquisition connects two well-respected brokerages, both with a wealth of experience and shared values, to continue providing the best advice on all aspects of the mortgage market.
As part of the UK government’s plans to change the leasehold system to help families struggling with unaffordable ground rent costs.
The Prime Minister announced this morning (27 January) that ground rents will be capped at £250 per year, reverting to a peppercorn rate after 40 years.
Additional borrowing, also known as a further advance, is when you borrow more money on your existing mortgage for a specific reason agreed with your lender.
Here are five of the most common reasons for additional borrowing.
Buying in the New Year
29 Dec 2025
If buying your first property, or moving home, is on your to-do list this year, the new year can be a great time to take this big step. In this short blog, we look at what you need to consider as you plan and prepare for your home-buying journey.
Just because the Bank of England decides to reduce the base rate, this doesn't automatically mean that your mortgage rate will go down.
Autumn Budget 2025: A Summary
26 Nov 2025
Chancellor, Rachel Reeves, has delivered the Autumn 2025 budget. We have summarised the government's plans for tax and spending.
More information
Trusted by
