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Regularly referred to as an EPC, the Energy Performance Certificate was introduced by the UK government in an attempt to undertake periodic audit of the UK’s built environment and to assess its energy efficiency and nudge/require* property owners to improve the energy efficiency of their property.
A property owner must have a valid EPC whenever a property is built, sold or let.
An Energy Performance Certificate contains:
At present, the following buildings do not require an EPC;
*Current regulations relating to EPCs include prohibition of the renting of property that does not have an energy rating of band E or better. Failure to comply with these regulations can result in significant fines of up to £5,000.
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Your home may be repossessed if you do not keep up repayments on your mortgage.
There will be no fee for Mortgage Advice. There may be a fee for arranging a mortgage. The precise amount will depend upon your circumstances, but we estimate it to be between £399 and £599.
Mortgage Required Ltd, Finance House, 5 Bath Road, Maidenhead, SL6 4AQ is authorised and regulated by the Financial Conduct Authority reference 573718 at www.fca.org.uk.
The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. More detail can be found on their website: www.financial-ombudsman.org.uk
Call: 01628 507477