Mortgage Information


The chancellor has announced a temporary holiday on stamp duty up to £500,000 as part of a number of measures to help stimulate the economy. We have listed below the key facts following this announcement.

One thing that has come out of lockdown is a steady stream of First Time Buyers ready to get on the housing ladder.

Applying for a mortgage can seem an intimidating and complicated process. Thankfully this is something we do every single day, so we can do much of it for you. Simple.

You must have an Energy Performance Certificate before you start marketing your property. Buildings that don’t need an EPC include...

Like every utility bill you pay, it makes perfect sense to regularly check whether you have the right mortgage for you.

April 2020 brings with it the end of this phasing. Landlords no longer enjoy tax relief on interest and instead will be faced with a flat tax credit of 20% for mortgage interest.

With the Bank of England record low base rate to help protect the economy from the impact of the worldwide pandemic, now is potentially a great time to remortgage!

If you are self-employed, a mortgage lender may ask you to provide a copy of your SA302.

Generally referred to as ‘the base rate’, when it falls it is usually (but not always) an indication that lending rates generally will also fall.

If you can’t come to us we can quickly set up a video or phone appointment.

Whether you are an owner-occupier or a private landlord, the most important thing is not to panic or put your head in the sand.

The FCA have issued new guidance on how they expect mortgage lenders and administrators to treat customers fairly during this coronavirus (Covid-19) situation.

Mortgage lenders may hold the title deeds during the term of the mortgage or ask that your solicitor does so.

We have put together some key mortgage and protection FAQs from the questions we have been fielding from clients. Please do feel free to call if you have any other questions, we are here to help.

Information for mortgage holders affected by Coronavirus from Tracy Gordon, Director of Operations and Compliance.

The difficulty many contractors, freelancers and the self-employed find proving their income and illustrating it is predictable and stable.

There are a few ways to help reduce the risks of being gazumped. Here are some ideas...

When choosing a conveyancer, here are a few top tips to help make sure everything goes smoothly.

A restrictive covenant is an obligation based upon the owner of land to stop him from using that land for a specific purpose.

Choosing an estate agent should be a relatively straightforward task. There are some simple parameters to consider.

1 3 4 5

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be no fee for Mortgage Advice. There may be a fee for arranging a mortgage. The precise amount will depend upon your circumstances, but we estimate it to be £399.

Mortgage Required Ltd, Finance House, 5 Bath Road, Maidenhead, SL6 4AQ is authorised and regulated by the Financial Conduct Authority reference 573718 at

The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. More detail can be found on their website:

Call: 01628 507477