Mortgage Information

 

Although the reason behind the base rate rise makes sense, it is still understandably concerning for anyone who wants to purchase a new property or remortgage their property in the near future.

If you’re a landlord & you’re unaware of the proposed upcoming legislative changes, see how this new bill could impact the UK rental market.

It has always been beneficial to speak to a mortgage advisor when you’re taking out a new mortgage, but this interest rate rise has made it even more important.

The term ‘mortgage salary multiplier’ is used when referring to multiplying your income to calculate the maximum amount a mortgage provider would lend to you.

Ultimately, a full structural survey provides you with peace of mind and removes some of the risks associated with buying a property.

IPFA stands for ‘Industry Panel for Financial Advice’ and this panel has come together to advocate on behalf of UK financial advisers and all of the customers we serve.

Before a mortgage provider agrees to lend you the money you need to purchase a property, they will conduct a mortgage valuation.

If you’re unable to buy a property outright and you need a mortgage to make the purchase, it’s important to be aware there are several fees associated with taking out a mortgage too. I

If your current mortgage deal is no longer competitive and you think you could save money by taking out a new mortgage product,

This fee is also known as an Early Repayment Charge and it is one of the largest fees associated with fixed rate mortgages.

we have put together a list of important things to consider whenever you’re comparing mortgage products from different lenders.

We have listed some of the most common reasons why people are unable to get the mortgages they’ve applied for

To help anyone who is interested in equity release, below we have answered three of the most commonly asked questions.

To help anyone who is interested in equity release, below we have answered three of the most commonly asked questions.

If you’re over 55 years of age and have considerable equity in your home, you may be wondering; ‘can I use equity release to buy a second home?’.

You may have heard of the term ‘equity release’ and simply put, this is the process of releasing some of the money that is tied up in your home.

Purchasing a property and then letting it out to tenants is a great way to earn additional income and the more properties you own, the more you can earn.

Purchasing a property and then letting it out to tenants is a great way to earn additional income and the more properties you own, the more you can earn.

Buying your first home comes with a mixture of emotions. Owning a property is a really exciting prospect, but the practicalities associated with actually buying a property can be quite daunting.

Although there is a huge range of different types of mortgages on the market, one of the most commonly required is a residential mortgage.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be no fee for Mortgage Advice. There may be a fee for arranging a mortgage. The precise amount will depend upon your circumstances, but we estimate it to be £399.

Mortgage Required Ltd, Finance House, 5 Bath Road, Maidenhead, SL6 4AQ is authorised and regulated by the Financial Conduct Authority reference 573718 at www.fca.org.uk.

The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. More detail can be found on their website: www.financial-ombudsman.org.uk