Mortgage Information

 

Here we have looked into SDLT in more detail and explored how the recent tax reduction can help people who want to buy a new home.

Although house prices are rising, purchasing a property is still cheaper in the long run than renting and it’s always worthwhile trying to get on the housing ladder.

Whether you’re buying a home or remortgaging, taking out a new mortgage is a big responsibility and it’s crucial to ensure you’re choosing the right mortgage deal

To assist anyone who is about to remortgage or buy a new home, we have attempted to answer some of the questions we are frequently being asked about rising mortgage rates. 

Although the reason behind the base rate rise makes sense, it is still understandably concerning for anyone who wants to purchase a new property or remortgage their property in the near future.

Although the reason behind the base rate rise makes sense, it is still understandably concerning for anyone who wants to purchase a new property or remortgage their property in the near future.

Although the reason behind the base rate rise makes sense, it is still understandably concerning for anyone who wants to purchase a new property or remortgage their property in the near future.

If you’re a landlord & you’re unaware of the proposed upcoming legislative changes, see how this new bill could impact the UK rental market.

It has always been beneficial to speak to a mortgage advisor when you’re taking out a new mortgage, but this interest rate rise has made it even more important.

The term ‘mortgage salary multiplier’ is used when referring to multiplying your income to calculate the maximum amount a mortgage provider would lend to you.

Ultimately, a full structural survey provides you with peace of mind and removes some of the risks associated with buying a property.

IPFA stands for ‘Industry Panel for Financial Advice’ and this panel has come together to advocate on behalf of UK financial advisers and all of the customers we serve.

Before a mortgage provider agrees to lend you the money you need to purchase a property, they will conduct a mortgage valuation.

If you’re unable to buy a property outright and you need a mortgage to make the purchase, it’s important to be aware there are several fees associated with taking out a mortgage too. I

If your current mortgage deal is no longer competitive and you think you could save money by taking out a new mortgage product,

This fee is also known as an Early Repayment Charge and it is one of the largest fees associated with fixed rate mortgages.

we have put together a list of important things to consider whenever you’re comparing mortgage products from different lenders.

We have listed some of the most common reasons why people are unable to get the mortgages they’ve applied for

To help anyone who is interested in equity release, below we have answered three of the most commonly asked questions.

To help anyone who is interested in equity release, below we have answered three of the most commonly asked questions.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be no fee for Mortgage Advice. There may be a fee for arranging a mortgage. The precise amount will depend upon your circumstances, but we estimate it to be £399.

Mortgage Required Ltd, Finance House, 5 Bath Road, Maidenhead, SL6 4AQ is authorised and regulated by the Financial Conduct Authority reference 573718 at www.fca.org.uk.

The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. More detail can be found on their website: www.financial-ombudsman.org.uk