The mortgage lending criteria is information used to establish if mortgage lender will lend you the funds and how much they will lend to you.

Here is Katie, senior mortgage adviser discussing the mortgage process when buying your dream home.

Here is Katie, senior mortgage adviser discusses mortgage affordability criteria and how a mortgage lender will base the size of your mortgage on your income.

We have recently seen an increase in the number of people buying homes together, even though they are not married. If you are one of these people, here are a few tips to consider.

When shopping for a new mortgage, it might seem sensible to stick with the devil you know - namely, your bank. But is this really the right thing to do?

Bridging loans can be taken to meet inheritance tax liabilities, which can become payable on inherited property very quickly.

Buying your first property can seem complicated but if you understand the process you can save time and money. Here is a brief guide to the process of buying your new home.

LIBOR stands for London Interbank Offered Rate. It is the level of interest that banks use when lending to each other and LIBOR is set every day in London by the British Bankers Association.

More of us are buying their first property with one or more friends as a first step onto the property ladder.

Here are a few tips to consider when buying a home;

Once the lender has evaluated all the information you provide, they may make a mortgage offer which is, at this stage, subject to status.