When you are considering buying property, your first call should be to a mortgage adviser. An adviser can guide you through the maze of financial products available to home buyers and ensure that you are best placed to buy the property you want on the best terms available to you.

But be careful. Some advisers are tied to particular panels of lenders and cannot offer you ‘whole market’ advice. Make sure that you employ the services of a properly qualified and established firm of mortgage advisers that offers ‘whole market’ advice. You also need to check if they deal with lender’s “direct only” products. Only then can you be sure of seeing all that is available to you.

In the UK, mortgage advisers are regulated by The Financial Conduct Authority (FCA) which implements strict controls on the quality of advice offered and imposes a regulatory format for new business. Mortgage Required are registered with the FCA and offer ‘whole market’ mortgage advice.

Our experience and detailed knowledge of the whole mortgage market will help you secure the home of your dreams on the best terms available for you.

At Mortgage Required, we specialise in placing the right mortgages for our customers. We are paid under the terms regulated by the Financial Conduct Authority, reference 573718. For an initial chat with no obligation contact us by clicking here.

Download our Free First Time Buyers Guide

Recent posts

Many households are still being affected by the high cost of living, with several people worrying about how they can make ends meet on a monthly-basis. Unfortunately, the cost of bills including, water, council tax, and energy are still rising. Here are some things you can do.

The Renters’ Rights Bill represents a significant milestone designed to enhance the rights and protections of tenants in the rental market. This comprehensive bill aims to foster a more balanced and fair rental sector, ensuring that tenants can enjoy greater security and equitable treatment. It is likely to become law in late 2025.

Owning a buy-to-let property in your sole name versus through a limited company each has its own set of advantages and disadvantages.

Data from Rightmove shows that Sunbury-on-Thames in Surrey was the number one house price hotspot in 2024. The prices in this area climbed an impressive 12.5% - increasing from an average price of £527,005 in 2023 to £592,926 in 2024.

On the 31st October 2024 stamp duty for those purchasing additional properties increased by 2% from 3% to 5%.

From 1st April 2025 the threshold will be reducing from £250,000 to £125,000

Research from Metro shows that those who chose to move home didn’t actually move that far away. With a 430g pack of chicken costing on average almost double in London than the rest of the UK, it's no wonder some people are choosing a change of scenery to save a few pennies.

Following recent changes in the Buy to Let market, some investors may find this product less appealing. However, if done correctly, building a buy to let portfolio can be very profitable.

Helping you understand the upcoming changes in stamp duty (SDLT) from April 2025.