Buying your home is probably the most expensive asset you’ll buy in your life. It’s therefore important that you get it right.
Most of us borrow large sums of money over significant periods of time in order to make that purchase and it’s very important that the terms upon which we take any loan should be as favourable as possible. Saving just a fraction of 1% on a mortgage of £200,000 taken over 25 years can make a huge difference to how much interest you pay back.
This is one of the reasons why employing the services of a mortgage adviser is so important.
Nowadays the number of mortgage lenders and the myriad of products per lender means that anyone not working in the market every day is unlikely to be able to evaluate the best and most competitive mortgage products available for a specific individual.
At Mortgage Required we are able to determine your personal needs and circumstances and then search for, evaluate and compare the mortgages available to you, all quickly and in your best interests.
Many mortgage lenders have specific criteria based on a wide range of variables including location, type of home, tenure, type of buyer, type of job, personal circumstances, etc. The list goes on and on. Our job is to properly explore the mortgage market and then put forward the best options for you at this time.
Another advantage to using a qualified whole market adviser is that we are specialists. If we get it wrong, you have a right to redress. We’re also geared up to do this dozens of times a week. All we need is a consultation with you in order to collate your information and then we can use that data to interrogate the market and unearth the most attractive deals available in the market.
Contact Mortgage Required for a no obligation, informal chat on 01628 507477.
According to recent findings by LV= where 4,000 UK adults were surveyed, mortgage holders said that were likely to consider equity release to free up some money to take care of expenditures in later life.
28 days ago
Following the recent decision by the Bank of England’s Monetary Policy Committee to cut the base rate from 5.25% to 5% (the first reduction seen in over four years), we have seen lots of lenders reducing their rates to remain competitive.
7 Aug 2024
6 Aug 2024
Did you know that removing clutter within your home can reduce stress, help you be more productive, and improve your mood and self-esteem? Check out our steps to get you started.
22 Jul 2024
The Equity Release Council has revealed that three in five UK homeowners are interested in releasing money from their property later in life.
15 Jul 2024
The average seller’s asking price dropped by 0.4% in July, a bigger drop than we have typically seen.
We explore the differences between Millennials and Gen Z and what both generations ideally want from a new home.
18 Jun 2024
Should you overpay your mortgage? If you can put extra cash away you need to seriously consider whether you should pay more off on your mortgage or put it into a savings account.