An independent, qualified mortgage broker is best placed to do several things for you. Namely;

  • Comprehensively search the mortgage market to obtain the best deal for you and your circumstances at that time.
  • Represent your best interests when considering what is available to you.
  • Undertake an informed and qualified judgement of the terms of the deal you have been offered.
  • Identify what other needs you may have (but you may not have considered) - such as “what would happen to your home if you were in an accident and unable to pay the mortgage”, etc
  • Reduce the time taken to obtain a mortgage offer, thus improving your chances of securing that dream home!

It is worth noting that our mortgage brokers in Maidenhead are professionally trained and qualified to offer you the best quality advice.

We work on your behalf. You are our client and as such we owe you a legal duty of care to act in your best interests. At Mortgage Required, we are on your side, we know the market and we are here to help!

For more information or to speak to a mortgage broker, contact us on 01628 507477.

Recent posts

There has been a rise in both rent and mortgage costs over the last three years, with renters seeing a greater increase in their monthly payments than those with a mortgaged property.

The new Delayed Start Mortgage launched by Skipton Building Society allows first time buyers to postpone the first three mortgage payments. This product has been designed to help soften the blow of moving in costs for first time buyers. 

Mortgage lenders are starting to recognise their “Green” responsibilities when it comes to the different products they offer. 

A recent study by Boon Brokers where 1,000 people who had used an estate agent over the last year were surveyed, showed that a whopping 52% said they were pressured into using the estate agents’ in-house mortgage broker.

Analysts are predicting further rate cuts this year, with the next one possibly coming down to 4% when the Bank of England’s Monetary Policy Committee meet on Thursday 7th August 2025.

The Financial Conduct Authority (FCA) has shared new changes to mortgage rules with the aim to simplify remortgaging, and encourage competition within the mortgage market.

Lloyds Banking Group has jumped on the bandwagon to boost lending for first-time buyers as they allocate an additional £4 billion to help first-time buyers on to the property ladder.

As the Loan to Income (LTI) cap has been increased to 5.5 times income, applicants who fit the First Time Buyer Boost criteria could borrow up to 22% more. 

The government is introducing mortgage reforms to boost homeownership, stimulate economic growth, and make the housing market more accessible, especially for first-time buyers.

Chancellor Rachel Reeves has announced the most significant mortgage reforms in over a decade—great news for those dreaming of homeownership.