The UK Government defines the FCA or Financial Conduct Authority as being the body responsible for;
“the financial services industry in the UK. Its role includes protecting consumers, keeping the industry stable, and promoting healthy competition between financial service providers.”
The FCA regulates the conduct of about 58,000 businesses in the UK involved in Financial Services. As a proud member of the FCA, Mortgage Required is one of those businesses.
The FCA’s purpose is to ensure that the relevant financial markets function well and that consumers and the integrity of the market as a whole are protected.
The FCA is an independent public body funded entirely by the firms they regulate, through the charging of fees. However, they are accountable to the Treasury, which is responsible for the UK’s financial system, and to Parliament.
Mortgage Required is authorised and regulated by the FCA 573718
For more information go to the FCA Website - www.fca.org.uk
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Recent posts
Best UK Mortgage Rates this Week
4 days ago
Here are the lowest fixed mortgage rates of the week, available to first-time buyers, home movers, buy-to-let, and those remortgaging.
Call us for more information: 01628 507477 or email: team@mortgagerequired.com.
Maidenhead, Berkshire – 26th January 2026 – Dedicated independent mortgage experts, Mortgage Required, are delighted to have acquired fellow experienced brokerage, Y-Not Finance.
The acquisition connects two well-respected brokerages, both with a wealth of experience and shared values, to continue providing the best advice on all aspects of the mortgage market.
As part of the UK government’s plans to change the leasehold system to help families struggling with unaffordable ground rent costs.
The Prime Minister announced this morning (27 January) that ground rents will be capped at £250 per year, reverting to a peppercorn rate after 40 years.
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UK Housing Market Round-Up: 2025
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Just because the Bank of England decides to reduce the base rate, this doesn't automatically mean that your mortgage rate will go down.
Autumn Budget 2025: A Summary
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Chancellor, Rachel Reeves, has delivered the Autumn 2025 budget. We have summarised the government's plans for tax and spending.
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