A transfer deed is a document used in conveyancing in England and Wales to transfer real property from its legal owner to another party, and is the document used when residential property is sold.

Sometimes referred to as a “transfer” and formerly a “conveyance” or “assignment” (if the transfer is of an existing Leasehold title).

In addition to a transfer deed, the sale will usually require a contract (setting out the terms of the transfer) and a local search which will investigate the immediate area around the property with particular reference to former mining operations, flood risk, proposed development in the near vicinity, etc.

The transfer deed should not be confused with the title deed which is a document that proves legal ownership.

For more information or to speak to a mortgage adviser contact us on 01628 507477.

Download our Free First Time Buyers Guide

Recent posts

Nationwide Electronic Signature   Web Larger

Nationwide is the first lender to allow mortgage deeds to be signed electronically and without the need for a witness.

Deals of week web larger

Here are the lowest fixed mortgage rates of the week, available to first-time buyers, home movers, buy-to-let, and those remortgaging.

Call us for more information: 01628 507477 or email: team@mortgagerequired.com.

Santander 98 Percent   Web Larger

‘My First Mortgage’ from major high-street lender Santander is specifically for those wanting to buy their first property. It allows first-time buyers to purchase 98% of the property’s value. However, certain criteria must be met to be eligible.

Team MR Y Not PR   Web Larger

Maidenhead, Berkshire – 26th January 2026 – Dedicated independent mortgage experts, Mortgage Required, are delighted to have acquired fellow experienced brokerage, Y-Not Finance.

The acquisition connects two well-respected brokerages, both with a wealth of experience and shared values, to continue providing the best advice on all aspects of the mortgage market.

Ground Rents 250   Web Larger

As part of the UK government’s plans to change the leasehold system to help families struggling with unaffordable ground rent costs.

The Prime Minister announced this morning (27 January) that ground rents will be capped at £250 per year, reverting to a peppercorn rate after 40 years.

Five Common Reasons Additional Borrowing   Web Larger

Additional borrowing, also known as a further advance, is when you borrow more money on your existing mortgage for a specific reason agreed with your lender.

Here are five of the most common reasons for additional borrowing. 

2025 Round Up   Web Larger

Property search site Zoopla has estimated that the UK housing market will end 2025 with approximately 1.15 million completed sales – 4.5% more than the previous year.

Take a look at the 2025 summary of the UK housing market.

New Home   Web Larger

If buying your first property, or moving home, is on your to-do list this year, the new year can be a great time to take this big step. In this short blog, we look at what you need to consider as you plan and prepare for your home-buying journey.