To specify exactly what is included in the sale of property in a short blog is impossible. However, for the purposes of this item, we’ll exclude mineral rights and the legal definition of Freehold and Leasehold interests and look at something more basic!

There is no specific definition of what is included and what is not. Neither is there a definite list of items that are fixtures or fittings. However, it is generally accepted that fixtures (attached substantially to the building like light fittings and fitted wardrobes) are usually defined as fixtures and would normally be sold with the house. Fittings are less permanent (such as carpets and curtains or lampshades) and are usually not included in the sale.

Where disagreements break out over this matter it’s usually because of assumptions and a lack of communication. Therefore, it’s worth both parties making some simple precautions. They are;

The Seller should:

  1. Make sure that you advise your agent of any fixtures or fittings that are excluded from the sale and check the sales particulars to make sure they are accurate. If you are taking a geranium from the garden, state it clearly in the details of sale!
  2. When prospective buyers are viewing make it clear if something is not part of the sale. Obviously, if something is, make that clear also.
  3. When you agree the sale, your conveyancer may ask for a list of fixtures and fittings that are excluded from the sale. Make sure this inventory reflects the sales particulars or any subsequent agreement you have made with the purchasers.

The Buyer should:

  1. Read the sales particulars and if you aren’t sure about anything, ask the seller.
  2. Make sure that anything you specifically agreed as being included is detailed in the contract for sale and the attached inventory.
  3. Check the property as soon as you get the keys. If something is missing tell your conveyancer immediately. That said, it is difficult to enforce these things once the sale is complete.

It is quite possible a seller will leave things you didn’t expect. If that is a garden shed, you may be happy. If the shed is full of old tires, you may not. Never assume. Always clarify.

 

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Mortgage Required Ltd, Finance House, 5 Bath Road, Maidenhead, SL6 4AQ is authorised and regulated by the Financial Conduct Authority reference 573718 at www.fca.org.uk.

The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. More detail can be found on their website: www.financial-ombudsman.org.uk

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