Buying your home is probably the most expensive asset you’ll buy in your life. It’s therefore important that you get it right.

Most of us borrow large sums of money over significant periods of time in order to make that purchase and it’s very important that the terms upon which we take any loan should be as favourable as possible. Saving just a fraction of 1% on a mortgage of £200,000 taken over 25 years can make a huge difference to how much interest you pay back.

This is one of the reasons why employing the services of a mortgage adviser is so important.

Nowadays the number of mortgage lenders and the myriad of products per lender means that anyone not working in the market every day is unlikely to be able to evaluate the best and most competitive mortgage products available for a specific individual.

At Mortgage Required we are able to determine your personal needs and circumstances and then search for, evaluate and compare the mortgages available to you, all quickly and in your best interests.

Many mortgage lenders have specific criteria based on a wide range of variables including location, type of home, tenure, type of buyer, type of job, personal circumstances, etc. The list goes on and on. Our job is to properly explore the mortgage market and then put forward the best options for you at this time.

Another advantage to using a qualified whole market adviser is that we are specialists. If we get it wrong, you have a right to redress. We’re also geared up to do this dozens of times a week. All we need is a consultation with you in order to collate your information and then we can use that data to interrogate the market and unearth the most attractive deals available in the market.

Contact Mortgage Required for a no obligation, informal chat on 01628 507477.

Download our Free First Time Buyers Guide

Recent posts

The average seller’s asking price dropped by 0.4% in July, a bigger drop than we have typically seen. 

We explore the differences between Millennials and Gen Z and what both generations ideally want from a new home.

Should you overpay your mortgage? If you can put extra cash away you need to seriously consider whether you should pay more off on your mortgage or put it into a savings account.

Buying a property, especially in the current climate, is a big decision for first time buyers. We have listed a few tips that can help you buy your first propertyy

Does the time of year make a difference in house purchases? The answer is, yes and no.

The popularity of buying a house can vary depending on various factors such as regional trends, how the economy looks, and of course personal circumstances. 

If you are looking at putting your house on the market, you may want to consider giving your garden some TLC. Small changes can make your outside space a lot more attractive to potential buyers resulting in a faster sale.

Getting on the property ladder is a big milestone in life, and is not something to take lightly. There are several things to take into consideration such as saving up for a deposit, finding your dream home, and finding the best mortgage product to suit you. Here we look at UK first time buyer statistics.

If you are struggling to get over the hurdle of saving enough deposit due to being in a rental property, but wish to purchase your own home, you may be able to with a 100% mortgage. You will need to meet certain requirements and be financially stable.