Buying your home is probably the most expensive asset you’ll buy in your life. It’s therefore important that you get it right.

Most of us borrow large sums of money over significant periods of time in order to make that purchase and it’s very important that the terms upon which we take any loan should be as favourable as possible. Saving just a fraction of 1% on a mortgage of £200,000 taken over 25 years can make a huge difference to how much interest you pay back.

This is one of the reasons why employing the services of a mortgage adviser is so important.

Nowadays the number of mortgage lenders and the myriad of products per lender means that anyone not working in the market every day is unlikely to be able to evaluate the best and most competitive mortgage products available for a specific individual.

At Mortgage Required we are able to determine your personal needs and circumstances and then search for, evaluate and compare the mortgages available to you, all quickly and in your best interests.

Many mortgage lenders have specific criteria based on a wide range of variables including location, type of home, tenure, type of buyer, type of job, personal circumstances, etc. The list goes on and on. Our job is to properly explore the mortgage market and then put forward the best options for you at this time.

Another advantage to using a qualified whole market adviser is that we are specialists. If we get it wrong, you have a right to redress. We’re also geared up to do this dozens of times a week. All we need is a consultation with you in order to collate your information and then we can use that data to interrogate the market and unearth the most attractive deals available in the market.

Contact Mortgage Required for a no obligation, informal chat on 01628 507477.

Download our Free First Time Buyers Guide

Recent posts

Homebuying Reform   Web Larger

Homebuying reform to cut homebuying times by around four weeks, and save first-time buyers around £650, says the government.

Estate Agent Questions   Web Larger

Buying your first home is a huge milestone, but it can also be a complex process. There are several factors a first-time buyer should consider before making an offer on a property, including understanding the difference between leasehold and freehold and checking council tax bands.

We’ve detailed some questions you can ask your estate agent to help you make an informed decision.

Deals of week web larger

Here are the lowest fixed mortgage rates of the week, available to first-time buyers, home movers, buy-to-let, and those remortgaging.

Call us for more information: 01628 507477 or email: team@mortgagerequired.com.

Sings To Remortgage   Web Larger

Remortgaging means switching to a new mortgage deal. This will either be with your current lender or a new one.

Getting advice and moving to a new deal when the time is right can mean lower monthly mortgage payments, better interest rates, or releasing equity from your property.

Here are some signs it may be time to remortgage.

House Price Decrease   Web Larger

According to Nationwide Building Society’s latest House Price Index, house prices dropped 0.6% month on month in May – the first monthly decline this year.

Most Affordable UK Spots For First Time Buyers   Web Larger

Research from Lloyds identifies the most affordable areas in the UK for first-time buyers to be able to get onto the property ladder.

Kings Speech   Web Larger

On Wednesday, 13th May, King Charles delivered his speech at the House of Lords, outlining the government’s plans for the upcoming year.

Here is a summary of the housing and energy/environment points. 

Lloyds 5k   Web Larger

From 18th May 2026, Halifax (part of Lloyds Banking Group) is launching a ‘£5k Deposit mortgage’ to help first-time buyers get onto the property ladder sooner.