Buying your home is probably the most expensive asset you’ll buy in your life. It’s therefore important that you get it right.
Most of us borrow large sums of money over significant periods of time in order to make that purchase and it’s very important that the terms upon which we take any loan should be as favourable as possible. Saving just a fraction of 1% on a mortgage of £200,000 taken over 25 years can make a huge difference to how much interest you pay back.
This is one of the reasons why employing the services of a mortgage adviser is so important.
Nowadays the number of mortgage lenders and the myriad of products per lender means that anyone not working in the market every day is unlikely to be able to evaluate the best and most competitive mortgage products available for a specific individual.
At Mortgage Required we are able to determine your personal needs and circumstances and then search for, evaluate and compare the mortgages available to you, all quickly and in your best interests.
Many mortgage lenders have specific criteria based on a wide range of variables including location, type of home, tenure, type of buyer, type of job, personal circumstances, etc. The list goes on and on. Our job is to properly explore the mortgage market and then put forward the best options for you at this time.
Another advantage to using a qualified whole market adviser is that we are specialists. If we get it wrong, you have a right to redress. We’re also geared up to do this dozens of times a week. All we need is a consultation with you in order to collate your information and then we can use that data to interrogate the market and unearth the most attractive deals available in the market.
Contact Mortgage Required for a no obligation, informal chat on 01628 507477.
Download our Free First Time Buyers Guide
Recent posts
Many households are still being affected by the high cost of living, with several people worrying about how they can make ends meet on a monthly-basis. Unfortunately, the cost of bills including, water, council tax, and energy are still rising. Here are some things you can do.
The Renters’ Rights Bill represents a significant milestone designed to enhance the rights and protections of tenants in the rental market. This comprehensive bill aims to foster a more balanced and fair rental sector, ensuring that tenants can enjoy greater security and equitable treatment. It is likely to become law in late 2025.
Limited Company vs Single Name Buy to Let
15 days ago
Owning a buy-to-let property in your sole name versus through a limited company each has its own set of advantages and disadvantages.
Top 10 property price hotspots in 2024
21 days ago
Data from Rightmove shows that Sunbury-on-Thames in Surrey was the number one house price hotspot in 2024. The prices in this area climbed an impressive 12.5% - increasing from an average price of £527,005 in 2023 to £592,926 in 2024.
Buy to Let Stamp Duty Changes April 2025
24 days ago
On the 31st October 2024 stamp duty for those purchasing additional properties increased by 2% from 3% to 5%.
From 1st April 2025 the threshold will be reducing from £250,000 to £125,000
Where did Londoners move to in 2024?
24 Jan 2025
Research from Metro shows that those who chose to move home didn’t actually move that far away. With a 430g pack of chicken costing on average almost double in London than the rest of the UK, it's no wonder some people are choosing a change of scenery to save a few pennies.
Reasons to get a Buy to Let Mortgage
20 Jan 2025
Following recent changes in the Buy to Let market, some investors may find this product less appealing. However, if done correctly, building a buy to let portfolio can be very profitable.
Stamp duty: how is it changing in 2025?
7 Jan 2025
Helping you understand the upcoming changes in stamp duty (SDLT) from April 2025.
More information
Trusted by
