The UK Government defines the FCA or Financial Conduct Authority as being the body responsible for;
“the financial services industry in the UK. Its role includes protecting consumers, keeping the industry stable, and promoting healthy competition between financial service providers.”
The FCA regulates the conduct of about 58,000 businesses in the UK involved in Financial Services. As a proud member of the FCA, Mortgage Required is one of those businesses.
The FCA’s purpose is to ensure that the relevant financial markets function well and that consumers and the integrity of the market as a whole are protected.
The FCA is an independent public body funded entirely by the firms they regulate, through the charging of fees. However, they are accountable to the Treasury, which is responsible for the UK’s financial system, and to Parliament.
Mortgage Required is authorised and regulated by the FCA 573718
For more information go to the FCA Website - www.fca.org.uk
Download our Free First Time Buyers Guide
Recent posts
Lloyds Banking Group has jumped on the bandwagon to boost lending for first-time buyers as they allocate an additional £4 billion to help first-time buyers on to the property ladder.
As the Loan to Income (LTI) cap has been increased to 5.5 times income, applicants who fit the First Time Buyer Boost criteria could borrow up to 22% more.
The government is introducing mortgage reforms to boost homeownership, stimulate economic growth, and make the housing market more accessible, especially for first-time buyers.
Chancellor Rachel Reeves has announced the most significant mortgage reforms in over a decade—great news for those dreaming of homeownership.
Nationwide ease their ‘Helping Hand’ mortgage designed to help first-time buyers get onto the property ladder by allowing them to borrow up to six times their income.
Ways to save money over the summer holiday
9 days ago
Keeping the kids entertained over the six-week summer holidays isn’t always easy, especially with the cost-of-living making it even more difficult. Below is a list of fun, inexpensive ideas to do over the break
The Financial Conduct Authority (FCA) has published a discussion paper about the future of the mortgage market in a bid to improve access for first -time buyers, self-employed, and those borrowing in retirement.
Ever wondered where the most reasonably-priced towns for families to buy are? Property company, Zoopla has identified the top 10 towns for families to live in the UK by looking at the most affordable towns, and how many people are looking in that area.
Increase in zero-deposit mortgages in 2024
18 Jun 2025
There was a 32% increase last year in 100% loan-to-value (LTV) mortgages which are mortgages that require zero deposit. According to a recent report by chartered accountants and business advisers, Lubbock Fine, the reason behind this is buyers simply struggling to save enough for a deposit.
Average savings by age in the UK
17 Jun 2025
Many people are quite private when it comes to what is in their bank account. In this short blog, we look into what Brits have saved by age group.
More information
Trusted by
