As part of the house buying process, your legal representative will undertake several ‘searches’ on your behalf. The cost of these searches will be charged back to you as expenses (disbursements).

The searches undertaken may include some or all of the following, dependent on the property’s location and age. They are;

Local authority searches:

These cost between £70 and £400 depending on the Local Authority and usually takes about 14 days to be completed. However, with some local authorities it can take longer. The search will check whether there are any proposed developments in the immediate vicinity that might affect your property. Is a new road planned? Is there a landfill nearby? For more information see our Blog, 'What is a local Authority Search?'.

Environmental Search:

You can check flood risk at the Land Registry or obtain a more detailed environmental search. You may also want to check that the land is not contaminated or close to environmental hazards. Most searches are ‘desktop’ searches of known environmental issues, although if you are concerned, you can commission intrusive ground surveys and actually test the soil. These are expensive and with most homes, especially new homes, this is usually unnecessary. The ‘desktop’ environmental search usually costs about £60 - £80.

Water Authority Search:

This usually costs £50 - £75 and will let you know if drains are located close to your property. It’ll also tell you how you get your water.

Chancel Repair Search:

This costs around £18. There are some medieval rights held by churches that require homes to pay for the maintenance of the church and buildings! You can take insurance for this risk for about the same cost as the search.

Mining Search:

If in an established historic mining area then a mining search is critical. You want to know if your house is built on or near old mine workings.

In addition to formal searches, enquiries might be made of Local Authorities and/or the seller. Enquiries of the seller are called ‘enquiries before contract’ and might ask about boundary walls, noisy neighbours and similar topics.

For more information on property searches, contact Mortgage Required on 01628 507477.

Recent posts

Friyay Rate Reviews

24 days ago

Every Friday our experts search the market for the latest rates from every lender saving our clients some serious £'s!

Looking to Extend?

28 days ago

Are you looking to extend your property? There are many benefits to adding an extension to your existing home, here are a few. 

Put simply, Equity Release is where you can release equity (money) tied up in your home for any purpose you like. In this short article, we share some reasons why you may want to consider Equity Release.

The team at Mortgage Required may not be able to lower the prices in your local supermarket, but we have come up with a list of tips to help you lower your food shopping bill.

Every year Big Energy Saving Week takes place to raise awareness about energy efficiency, reducing energy bills, and combating fuel poverty. Below are some ways you can get involved and hopefully make a saving!

In this blog we look at what happened in the housing market in relation to house prices last year, and look ahead at the forecast for 2024.

With many of us putting our feet up on 26th December after a full-on day of festivities, there are a significant number of people who find themselves checking out property portal sites!

Everyone has their own traditions at Christmas time, but we have put this short blog together to help you get ready for the festive period ahead.