What is the most popular time of year to buy a house?

Does the time of year make a difference in house purchases? The answer is, yes and no.

The popularity of buying a house can vary depending on various factors such as regional trends, how the economy looks, and of course personal circumstances. However, the spring is usually the most popular time for buying a home.

Seasons

Spring is an optimal time of year to buy a property because you will find there are more properties on the market. Despite having more options, sales tend to go through faster as most people are keen to complete in time for summer.

Summer can often be quiet as many families jet off on holiday or are home with the kids during the school holidays. Demand spikes again in September being the second most popular time to purchase a home with the kids back at school and Christmas still a little way away.

During mid-November and December, sales are down due to a lower level of demand. Most people will be focusing on Christmas and entertaining, with selling up being the last thing on their minds. There is usually an increase in properties on the market from Boxing Day to New Year with New Year resolutions flying around and people wanting to make changes.

Economic Factors

The housing market is affected by the state of the economy, interest rates, and inflation. The Bank of England has been increasing the rate since December 2021, and it has remained the same (5.25%) since August 2023.

There is no ‘right’ time to buy as there are just different times which come with pros and cons. Ultimately, it comes down to your personal circumstances, and what works best for you.

Recent posts

House Price Decrease   Web Larger

According to Nationwide Building Society’s latest House Price Index, house prices dropped 0.6% month on month in May – the first monthly decline this year.

Deals of week web larger

Here are the lowest fixed mortgage rates of the week, available to first-time buyers, home movers, buy-to-let, and those remortgaging.

Call us for more information: 01628 507477 or email: team@mortgagerequired.com.

Most Affordable UK Spots For First Time Buyers   Web Larger

Research from Lloyds identifies the most affordable areas in the UK for first-time buyers to be able to get onto the property ladder.

Kings Speech   Web Larger

On Wednesday, 13th May, King Charles delivered his speech at the House of Lords, outlining the government’s plans for the upcoming year.

Here is a summary of the housing and energy/environment points. 

Lloyds 5k   Web Larger

From 18th May 2026, Halifax (part of Lloyds Banking Group) is launching a ‘£5k Deposit mortgage’ to help first-time buyers get onto the property ladder sooner.

Trumpflation   Web Larger

Homeowners could be faced with paying over £3,000 more per year on their mortgage if the conflict in the Middle East continues, following new analysis from INTEREST from Moneyfacts.

Renters' Rights Act

28 Apr 2026

Renters Rights Act   Web Larger

The Renter’s Rights Bill became law at the end of October, which means it has been signed off by the King, and it is now the Renters’ Rights Act. Despite this becoming law, these changes are likely to start changing within the next six months, with the aim of being fully implemented throughout 2026 and into 2027.

 

Green mortgages web larger

Mortgage lenders are starting to recognise their “Green” responsibilities when it comes to the different products they offer.