Could Remortgaging Save You Money?
Like every utility bill you pay, it makes perfect sense to regularly check whether you have the right mortgage for you.
New Tax Changes to Mortgage Tax Relief & Capital Gains for Landlords
April 2020 brings with it the end of this phasing. Landlords no longer enjoy tax relief on interest and instead will be faced with a flat tax credit of 20% for mortgage interest.
Is Now a Good Time to Remortgage?
With the Bank of England record low base rate to help protect the economy from the impact of the worldwide pandemic, now is potentially a great time to remortgage!
Self-employed? How to Get an SA302 when making a Mortgage Application
If you are self-employed, a mortgage lender may ask you to provide a copy of your SA302.
The Latest Interest Rate Cut and How it Affects You.
Generally referred to as ‘the base rate’, when it falls it is usually (but not always) an indication that lending rates generally will also fall.
Mortgage Required Launch Video Appointments
If you can’t come to us we can quickly set up a video or phone appointment.
COVID-19 - Mortgage Payment Holiday for Landlords
Whether you are an owner-occupier or a private landlord, the most important thing is not to panic or put your head in the sand.
Mortgages and Coronavirus - Information for Customers
7 Apr 2020
The FCA have issued new guidance on how they expect mortgage lenders and administrators to treat customers fairly during this coronavirus (Covid-19) situation.
COVID-19 Mortgage FAQs
25 Mar 2020
We have put together some key mortgage and protection FAQs from the questions we have been fielding from clients. Please do feel free to call if you have any other questions, we are here to help.
Information for mortgage holders affected by Coronavirus
Information for mortgage holders affected by Coronavirus from Tracy Gordon, Director of Operations and Compliance.
How can a mortgage broker help a Contractor or Freelancer get the best mortgage possible?
The difficulty many contractors, freelancers and the self-employed find proving their income and illustrating it is predictable and stable.
Tips to Avoid being Gazumped
There are a few ways to help reduce the risks of being gazumped. Here are some ideas...
Top Tips for When Choosing a Conveyancer
When choosing a conveyancer, here are a few top tips to help make sure everything goes smoothly.
What is a Restrictive Covenant?
A restrictive covenant is an obligation based upon the owner of land to stop him from using that land for a specific purpose.
How to Choose an Estate Agent
Choosing an estate agent should be a relatively straightforward task. There are some simple parameters to consider.
What is a Mortgage Stress Test?
A mortgage ‘stress test’ revolves around predicting future ‘affordability’. It is seen by many borrowers as just another hurdle to overcome, but it’s important to understand why it was introduced and who it is meant to protect.
How to Add Value to Your Property
It’s easy to spend money on your home. But knowing where to spend it to best improve its value is slightly trickier.
How to Make a Complaint to the Financial Ombudsman
The Financial Ombudsman is there to help mediate when a client and a financial services company, such as a bank of IFA, have a difference of opinion that can’t be resolved through other means. The process is relatively straightforward and we have set it out below.
What is a Drawdown Lifetime Mortgage?
Lifetime mortgages are becoming more popular as a generation of people with all or most of their lifetime wealth tied up in their homes.
Video - What is a Second Charge?
Here is Katie, senior mortgage adviser taking about a second charge on a property. A second charge can be taken out against a property for a number of reasons and it's important to understand the most cost effective options available to you.
Recent posts
Just because the Bank of England decides to reduce the base rate, this doesn't automatically mean that your mortgage rate will go down.
Autumn Budget 2025: A Summary
26 Nov 2025
Chancellor, Rachel Reeves, has delivered the Autumn 2025 budget. We have summarised the government's plans for tax and spending.
A welcome change in school is coming as financial literacy is due to become compulsory in schools in England.
The Government has announced that as part of the new national curriculum, children in primary and secondary education will be required to learn about budgeting, compound interest, managing money, and mortgages.
The top 10 most beautiful villages in the world
24 Oct 2025
Forbes has published a global ranking of stunning locations and one popular picturesque corner of the UK has nabbed top spot.
Over three years after the Mini-Budget took place, we look at what the mortgage market looks like now, showing the difference in mortgage repayments.
The government has announced plans to make buying or selling a home cheaper and quicker with what is being called the “biggest shake-up to the homebuying system in this country’s history.”
More borrowers using equity release
1 Oct 2025
Almost one in five equity release mortgages are now taken out to provide financial support to family.
Buyers purchasing properties sooner
29 Sep 2025
According to industry data, the expected wait for those looking to buy a property has dropped from just over 11 months to less than six months.
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