What has caused Mortgage Rates to rise?

24 Nov 2022

To assist anyone who is about to remortgage or buy a new home, we have attempted to answer some of the questions we are frequently being asked about rising mortgage rates. 

How Will The Proposed EPC Changes Impact Landlords?

22 Aug 2022

If you’re a landlord & you’re unaware of the proposed upcoming legislative changes, see how this new bill could impact the UK rental market.

Navigating Mortgage Interests Rates | The Importance Of Speaking To An Expert

10 Aug 2022

It has always been beneficial to speak to a mortgage advisor when you’re taking out a new mortgage, but this interest rate rise has made it even more important.

How Accurate Are Mortgage Salary Multipliers? | What Factors Affect It?

2 Aug 2022

The term ‘mortgage salary multiplier’ is used when referring to multiplying your income to calculate the maximum amount a mortgage provider would lend to you.

Common Issues Highlighted In A Full Structural Survey

27 Jul 2022

Ultimately, a full structural survey provides you with peace of mind and removes some of the risks associated with buying a property.

How The IPFA’s Whitepaper Could Benefit First-Time Buyers

1 Jul 2022

IPFA stands for ‘Industry Panel for Financial Advice’ and this panel has come together to advocate on behalf of UK financial advisers and all of the customers we serve.

How Does A Mortgage Valuation Report Affect A Mortgage Offer?

22 Jun 2022

Before a mortgage provider agrees to lend you the money you need to purchase a property, they will conduct a mortgage valuation.

Fees To Be Aware Of When Taking Out A Mortgage

9 Jun 2022

If you’re unable to buy a property outright and you need a mortgage to make the purchase, it’s important to be aware there are several fees associated with taking out a mortgage too. I

Useful Tips For Switching Mortgage Providers

25 May 2022

If your current mortgage deal is no longer competitive and you think you could save money by taking out a new mortgage product,

The Basics About Early Redemption Charges

16 May 2022

This fee is also known as an Early Repayment Charge and it is one of the largest fees associated with fixed rate mortgages.

What You Need To Consider When Comparing Mortgage Products

28 Apr 2022

we have put together a list of important things to consider whenever you’re comparing mortgage products from different lenders.

Top 5 Most Common Reasons Why Mortgage Applications Get Rejected

20 Apr 2022

We have listed some of the most common reasons why people are unable to get the mortgages they’ve applied for

Is Bridging Finance A Good Idea? | FAQ's Answered

12 Apr 2022

To help anyone who is interested in equity release, below we have answered three of the most commonly asked questions.

Commonly Asked Questions About Equity Release In Later Life

4 Apr 2022

To help anyone who is interested in equity release, below we have answered three of the most commonly asked questions.

Using Equity Release To Buy A Second Home | How Much Do You Need?

31 Mar 2022

If you’re over 55 years of age and have considerable equity in your home, you may be wondering; ‘can I use equity release to buy a second home?’.

Common Reasons Why People Consider Equity Release

21 Mar 2022

You may have heard of the term ‘equity release’ and simply put, this is the process of releasing some of the money that is tied up in your home.

5 Common Reasons Why People Consider Equity Release

9 Mar 2022

Purchasing a property and then letting it out to tenants is a great way to earn additional income and the more properties you own, the more you can earn.

Things You Need To Know When Getting A Buy-To-Let Mortgage

4 Mar 2022

Purchasing a property and then letting it out to tenants is a great way to earn additional income and the more properties you own, the more you can earn.

Getting A Mortgage As A First Time Buyer | What You Need To Know

31 Jan 2022

Buying your first home comes with a mixture of emotions. Owning a property is a really exciting prospect, but the practicalities associated with actually buying a property can be quite daunting.

The Basics About Residential Mortgages | Our Top Tips

31 Jan 2022

Although there is a huge range of different types of mortgages on the market, one of the most commonly required is a residential mortgage.

 
 

Recent posts

High street lender, NatWest, have launched a new product to help first-time buyers purchase a property with assistance from a family member or friend to get them on the property ladder sooner.

‘Buy Now, Pay Later’ (BNPL) schemes, such as ‘Klarna’ are short-term loans that allow shoppers to make a purchase, but delay paying for it for an agreed amount of time.

Klarna is one of the most popular BNPL services with 18 million customers in the UK alone, and offers interest-free payment options which is appealing to shoppers. However, does it affect a mortgage application?

We look at how to get the best Buy to Let mortgage rate, what's in store going forward, and options as a landlord with increasing costs.

Throughout this past week, lenders have continued to reduce their mortgage rates giving borrowers in the UK some welcome news following the change in global tariffs under US President, Donald Trump.

Did you know that buying a house, or relocating is in the top 10 most stressful life events?

Stress of course is an unavoidable part of life and there are many reasons why people experience stress, not just buying a house!

There are lots of effective ways to manage and reduce stress, check out our tips to help you.

With the stamp duty relief ending in England and Northern Ireland, we have listed the top 10 cheapest areas for first-time buyers as published by Rightmove. 

Are you looking to purchase your first home but unsure where to begin? Here are some tips to get you started.

Choosing which fixed rate to go for has been a dilemma for many of our clients so far this year. There really isn’t a right or wrong answer, but below we will look into the pros and cons of a two-year and five-year to help you make the right decision for you.