Energy Saving Advice to Help Protect your Pocket
14 Jan 2024
Every year Big Energy Saving Week takes place to raise awareness about energy efficiency, reducing energy bills, and combating fuel poverty. Below are some ways you can get involved and hopefully make a saving!
Budgeting Ideas for Talk Money Week
3 Nov 2023
Budgeting is an essential tool in managing finances. You can track your income and expenses, save money, and achieve goals.
How do you get a mortgage if you are self-employed?
3 Nov 2023
Getting a mortgage when you are self-employed can be tricky, but it certainly isn’t impossible.
Debt Consolidation into a Mortgage
20 Jun 2023
We are often asked if it's good advice to consolidate “unsecured” debt (credit cards and loans etc) into your mortgage, the answer is, sometimes.
Mortgage Tips to Help with Higher House Prices
10 Mar 2023
Although house prices have been on the rise, purchasing a property is still cheaper in the long run than renting and it’s always worthwhile trying to get on the housing ladder.
What Does The SDLT Reduction Mean For Homeowners?
Here we have looked into SDLT in more detail and explored how the recent tax reduction can help people who want to buy a new home.
Why It’s Important To Use A Whole Of Market Mortgage Adviser
Whether you’re buying a home or remortgaging, taking out a new mortgage is a big responsibility and it’s crucial to ensure you’re choosing the right mortgage deal
What has caused Mortgage Rates to rise?
24 Nov 2022
To assist anyone who is about to remortgage or buy a new home, we have attempted to answer some of the questions we are frequently being asked about rising mortgage rates.
How Will The Proposed EPC Changes Impact Landlords?
22 Aug 2022
If you’re a landlord & you’re unaware of the proposed upcoming legislative changes, see how this new bill could impact the UK rental market.
Navigating Mortgage Interests Rates | The Importance Of Speaking To An Expert
10 Aug 2022
It has always been beneficial to speak to a mortgage advisor when you’re taking out a new mortgage, but this interest rate rise has made it even more important.
How Accurate Are Mortgage Salary Multipliers? | What Factors Affect It?
2 Aug 2022
The term ‘mortgage salary multiplier’ is used when referring to multiplying your income to calculate the maximum amount a mortgage provider would lend to you.
Common Issues Highlighted In A Full Structural Survey
27 Jul 2022
Ultimately, a full structural survey provides you with peace of mind and removes some of the risks associated with buying a property.
How The IPFA’s Whitepaper Could Benefit First-Time Buyers
1 Jul 2022
IPFA stands for ‘Industry Panel for Financial Advice’ and this panel has come together to advocate on behalf of UK financial advisers and all of the customers we serve.
How Does A Mortgage Valuation Report Affect A Mortgage Offer?
22 Jun 2022
Before a mortgage provider agrees to lend you the money you need to purchase a property, they will conduct a mortgage valuation.
Fees To Be Aware Of When Taking Out A Mortgage
9 Jun 2022
If you’re unable to buy a property outright and you need a mortgage to make the purchase, it’s important to be aware there are several fees associated with taking out a mortgage too. I
Useful Tips For Switching Mortgage Providers
25 May 2022
If your current mortgage deal is no longer competitive and you think you could save money by taking out a new mortgage product,
The Basics About Early Redemption Charges
16 May 2022
This fee is also known as an Early Repayment Charge and it is one of the largest fees associated with fixed rate mortgages.
What You Need To Consider When Comparing Mortgage Products
28 Apr 2022
we have put together a list of important things to consider whenever you’re comparing mortgage products from different lenders.
Top 5 Most Common Reasons Why Mortgage Applications Get Rejected
20 Apr 2022
We have listed some of the most common reasons why people are unable to get the mortgages they’ve applied for
Is Bridging Finance A Good Idea? | FAQ's Answered
12 Apr 2022
To help anyone who is interested in equity release, below we have answered three of the most commonly asked questions.
Recent posts
World Sleep Day Tips
27 Feb 2026
There are many people who struggle with getting a good night’s sleep. Having poor sleep hygiene can be the reason for bad sleep quality in adults. Sleep hygiene refers to habits that can help you sleep better.
Here we have shared some tips to create a healthier sleep.
What you need to know about remortgaging
25 Feb 2026
If your current fixed rate is due to come to an end within the next six months, you will want to start thinking about the options available to you.
Nationwide is the first lender to allow mortgage deeds to be signed electronically and without the need for a witness.
‘My First Mortgage’ from major high-street lender Santander is specifically for those wanting to buy their first property. It allows first-time buyers to purchase 98% of the property’s value. However, certain criteria must be met to be eligible.
Maidenhead, Berkshire – 26th January 2026 – Dedicated independent mortgage experts, Mortgage Required, are delighted to have acquired fellow experienced brokerage, Y-Not Finance.
The acquisition connects two well-respected brokerages, both with a wealth of experience and shared values, to continue providing the best advice on all aspects of the mortgage market.
As part of the UK government’s plans to change the leasehold system to help families struggling with unaffordable ground rent costs.
The Prime Minister announced this morning (27 January) that ground rents will be capped at £250 per year, reverting to a peppercorn rate after 40 years.
Additional borrowing, also known as a further advance, is when you borrow more money on your existing mortgage for a specific reason agreed with your lender.
Here are five of the most common reasons for additional borrowing.
UK Housing Market Round-Up: 2025
30 Dec 2025
Property search site Zoopla has estimated that the UK housing market will end 2025 with approximately 1.15 million completed sales – 4.5% more than the previous year.
Take a look at the 2025 summary of the UK housing market.
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