Mortgage Brokers are highly regulated by the government under the auspices of the FCA (Financial Conduct Authority). They must advise clients based upon strict guidelines of fairness, impartiality and market conditions.
All Broker Firms must be registered with the FCA in order to practice and each client’s file must have a clear audit trail allowing for full audits and checks to be undertaken at any time by the FCA. Mortgage Required are regulated by the FCA. Our registration number is 573718.
An Independent Mortgage Broker will search every mortgage lender who deals with intermediaries for mortgage offers to suit your personal needs. Once found, we advise you on the best options and we’ll help you put together all the information and documentation required by the mortgage lenders.
Our efforts and specialist advice are paid for out of a fee. That fee is largely comprised of a brokerage fee paid by the lender thus keeping your costs down.
When using an advisor to find your next mortgage on the best terms - for you - make sure to check that they are whole market advisors (in other words, they can consider and recommend all mortgages available to the brokerage market) and that they are regulated under the FCA.
To speak to our team of mortgage advisers in Maidenhead call us on 01628 507477.
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