Mortgage Brokers are highly regulated by the government under the auspices of the FCA (Financial Conduct Authority). They must advise clients based upon strict guidelines of fairness, impartiality and market conditions.
All Broker Firms must be registered with the FCA in order to practice and each client’s file must have a clear audit trail allowing for full audits and checks to be undertaken at any time by the FCA. Mortgage Required are regulated by the FCA. Our registration number is 573718.
An Independent Mortgage Broker will search every mortgage lender who deals with intermediaries for mortgage offers to suit your personal needs. Once found, we advise you on the best options and we’ll help you put together all the information and documentation required by the mortgage lenders.
Our efforts and specialist advice are paid for out of a fee. That fee is largely comprised of a brokerage fee paid by the lender thus keeping your costs down.
When using an advisor to find your next mortgage on the best terms - for you - make sure to check that they are whole market advisors (in other words, they can consider and recommend all mortgages available to the brokerage market) and that they are regulated under the FCA.
To speak to our team of mortgage advisers in Maidenhead call us on 01628 507477.
4 days ago
If you have recently moved into a property with a garden that requires a little TLC, or you’d like to get on top of your current green space, check out our tips.
7 days ago
High street lender, NatWest, have launched a new product to help first-time buyers purchase a property with assistance from a family member or friend to get them on the property ladder sooner.
‘Buy Now, Pay Later’ (BNPL) schemes, such as ‘Klarna’ are short-term loans that allow shoppers to make a purchase, but delay paying for it for an agreed amount of time.
Klarna is one of the most popular BNPL services with 18 million customers in the UK alone, and offers interest-free payment options which is appealing to shoppers. However, does it affect a mortgage application?
13 days ago
We look at how to get the best Buy to Let mortgage rate, what's in store going forward, and options as a landlord with increasing costs.
22 days ago
Throughout this past week, lenders have continued to reduce their mortgage rates giving borrowers in the UK some welcome news following the change in global tariffs under US President, Donald Trump.
22 days ago
Did you know that buying a house, or relocating is in the top 10 most stressful life events?
Stress of course is an unavoidable part of life and there are many reasons why people experience stress, not just buying a house!
There are lots of effective ways to manage and reduce stress, check out our tips to help you.
With the stamp duty relief ending in England and Northern Ireland, we have listed the top 10 cheapest areas for first-time buyers as published by Rightmove.
Are you looking to purchase your first home but unsure where to begin? Here are some tips to get you started.