Mortgage Brokers are highly regulated by the government under the auspices of the FCA (Financial Conduct Authority). They must advise clients based upon strict guidelines of fairness, impartiality and market conditions.
All Broker Firms must be registered with the FCA in order to practice and each client’s file must have a clear audit trail allowing for full audits and checks to be undertaken at any time by the FCA. Mortgage Required are regulated by the FCA. Our registration number is 573718.
An Independent Mortgage Broker will search every mortgage lender who deals with intermediaries for mortgage offers to suit your personal needs. Once found, we advise you on the best options and we’ll help you put together all the information and documentation required by the mortgage lenders.
Our efforts and specialist advice are paid for out of a fee. That fee is largely comprised of a brokerage fee paid by the lender thus keeping your costs down.
When using an advisor to find your next mortgage on the best terms - for you - make sure to check that they are whole market advisors (in other words, they can consider and recommend all mortgages available to the brokerage market) and that they are regulated under the FCA.
To speak to our team of mortgage advisers in Maidenhead call us on 01628 507477.
Download our Free First Time Buyers Guide
Recent posts
Lloyds Banking Group has jumped on the bandwagon to boost lending for first-time buyers as they allocate an additional £4 billion to help first-time buyers on to the property ladder.
As the Loan to Income (LTI) cap has been increased to 5.5 times income, applicants who fit the First Time Buyer Boost criteria could borrow up to 22% more.
The government is introducing mortgage reforms to boost homeownership, stimulate economic growth, and make the housing market more accessible, especially for first-time buyers.
Chancellor Rachel Reeves has announced the most significant mortgage reforms in over a decade—great news for those dreaming of homeownership.
Nationwide ease their ‘Helping Hand’ mortgage designed to help first-time buyers get onto the property ladder by allowing them to borrow up to six times their income.
Ways to save money over the summer holiday
9 days ago
Keeping the kids entertained over the six-week summer holidays isn’t always easy, especially with the cost-of-living making it even more difficult. Below is a list of fun, inexpensive ideas to do over the break
The Financial Conduct Authority (FCA) has published a discussion paper about the future of the mortgage market in a bid to improve access for first -time buyers, self-employed, and those borrowing in retirement.
Ever wondered where the most reasonably-priced towns for families to buy are? Property company, Zoopla has identified the top 10 towns for families to live in the UK by looking at the most affordable towns, and how many people are looking in that area.
Increase in zero-deposit mortgages in 2024
18 Jun 2025
There was a 32% increase last year in 100% loan-to-value (LTV) mortgages which are mortgages that require zero deposit. According to a recent report by chartered accountants and business advisers, Lubbock Fine, the reason behind this is buyers simply struggling to save enough for a deposit.
Average savings by age in the UK
17 Jun 2025
Many people are quite private when it comes to what is in their bank account. In this short blog, we look into what Brits have saved by age group.
More information
Trusted by
