Mortgage Brokers are highly regulated by the government under the auspices of the FCA (Financial Conduct Authority). They must advise clients based upon strict guidelines of fairness, impartiality and market conditions.
All Broker Firms must be registered with the FCA in order to practice and each client’s file must have a clear audit trail allowing for full audits and checks to be undertaken at any time by the FCA. Mortgage Required are regulated by the FCA. Our registration number is 573718.
An Independent Mortgage Broker will search every mortgage lender who deals with intermediaries for mortgage offers to suit your personal needs. Once found, we advise you on the best options and we’ll help you put together all the information and documentation required by the mortgage lenders.
Our efforts and specialist advice are paid for out of a fee. That fee is largely comprised of a brokerage fee paid by the lender thus keeping your costs down.
When using an advisor to find your next mortgage on the best terms - for you - make sure to check that they are whole market advisors (in other words, they can consider and recommend all mortgages available to the brokerage market) and that they are regulated under the FCA.
To speak to our team of mortgage advisers in Maidenhead call us on 01628 507477.
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Recent posts
Delayed Start Mortgages
Yesterday
The new Delayed Start Mortgage launched by Skipton Building Society allows first time buyers to postpone the first three mortgage payments. This product has been designed to help soften the blow of moving in costs for first time buyers.
Green Mortgages | Rewards and Benefits
3 days ago
Mortgage lenders are starting to recognise their “Green” responsibilities when it comes to the different products they offer.
A recent study by Boon Brokers where 1,000 people who had used an estate agent over the last year were surveyed, showed that a whopping 52% said they were pressured into using the estate agents’ in-house mortgage broker.
When will mortgage rates fall further?
13 days ago
Analysts are predicting further rate cuts this year, with the next one possibly coming down to 4% when the Bank of England’s Monetary Policy Committee meet on Thursday 7th August 2025.
The Financial Conduct Authority (FCA) has shared new changes to mortgage rules with the aim to simplify remortgaging, and encourage competition within the mortgage market.
Lloyds boost lending for first-time buyers
20 days ago
Lloyds Banking Group has jumped on the bandwagon to boost lending for first-time buyers as they allocate an additional £4 billion to help first-time buyers on to the property ladder.
As the Loan to Income (LTI) cap has been increased to 5.5 times income, applicants who fit the First Time Buyer Boost criteria could borrow up to 22% more.
The government is introducing mortgage reforms to boost homeownership, stimulate economic growth, and make the housing market more accessible, especially for first-time buyers.
Chancellor Rachel Reeves has announced the most significant mortgage reforms in over a decade—great news for those dreaming of homeownership.
Nationwide ease criteria for first-time buyers
23 days ago
Nationwide ease their ‘Helping Hand’ mortgage designed to help first-time buyers get onto the property ladder by allowing them to borrow up to six times their income.
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