Skipton Extends ‘Delayed Start Mortgage’ to Homemovers

Skipton Building Society has expanded its ‘Delayed Start Mortgage’ to include eligible homemovers – not just first-time buyers.

Last August, Skipton first launched the product aimed at first-time buyers with the purpose of postponing buyers’ first three mortgage payments to ease the financial pressures of moving.

In September 2026, they extended this to a wider range for those moving home. Eligible homeowners looking to purchase their next property can access the delayed start mortgage, which could help with the overlap between properties, solicitor, removal, and repair costs.

How could a homemover benefit?

  • If moving to a more expensive property and need to manage cash flow
  • Need to pay for renovations, furniture, or appliances after completion
  • Overlapping house costs
  • Would like some flexibility straight after moving

Things to consider

It’s important to remember that you won’t be getting three months of free mortgage payments, and the interest will be calculated from the beginning.

  • Interest accrues from the point of completion
  • Total interest will be higher
  • Monthly repayments will be more

For more information, speak to the experts at Mortgage Required: 01628 507477.

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Call us for more information: 01628 507477 or email: team@mortgagerequired.com.

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