Equity Release is a form of ‘later in Life’ lending.
Open to those with equity in their homes, perhaps built up over decades of prudent financial management and good decisions. Many of our clients have worked hard to build a comfortable life and a valuable asset - namely, their home.
The general problem is that whilst a large family home might now be less necessary with children moving out and perhaps even buying homes of their own, it is still home. Few of us would want to abandon a lifetime of memories just because that seems to be the only way to release the cash tied up in the bricks and mortar.
This is where Equity Release can help. Whether you are looking to retire early and create a monthly income to supplement your pension pot, take that dream holiday, buy that yacht and sail around the world or perhaps help out your kids now, whilst you are still alive and able to do so, Equity Release can help you realise your dreams without selling your home.
In simple terms, Equity Release lending enables you to release and use some of the equity tied up in your home whilst still allowing you to remain living there during your lifetime. You can choose to make monthly payments or simply allow the interest to roll up.
Compare our fees with other Equity Release Advisers
It’s not unusual to find that our home is our largest asset, but if you don’t have income or cash savings later in life, it can become an expensive and unsustainable burden. Later in Life lending helps you and your spouse enjoy your home whilst using some of the cash tied up in it to improve the quality of your retirement years. That’s a plan worth considering.
Mortgage Required are members of the Equity Release Council and all our equity release products are guaranteed negative equity protected, meaning you won’t end up owing more than the value of your home.
Whatever your circumstances, contact us on 01628 507477 to discuss your needs.
Related articles:
Download our Free First Time Buyers Guide
Recent posts
There are several scenarios for a landlord where standard buy-to-let lending isn’t enough for their investment. For more complex properties, ownership structures, or borrowing circumstances, a specialist buy-to-let mortgage may provide options that are not available through mainstream lenders.
Here are the lowest fixed mortgage rates of the week, available to first-time buyers, home movers, buy-to-let, and those remortgaging.
Call us for more information: 01628 507477 or email: team@mortgagerequired.com.
Leaseholders to be given extra protection
14 days ago
Housing Secretary Angela Rayner has announced a new measure to protect leaseholders in England and Wales from high fees and poorly regulated property management companies.
New first-time buyer scheme announced by Burnham
16 days ago
Saturday 26th September, Andy Burnham announced a new equity loan scheme called “Your First Home”. The scheme, which will be confirmed at next month’s budget, is aimed at first-time buyers looking to purchase a new-build property from a developer signed up to the scheme.
What Happens to My Mortgage if I Lose My Job?
19 days ago
Losing your job or finding yourself ‘between jobs’ is, unsurprisingly, a stressful place to be. Keeping a cool head and taking action is important.
Flats 40% cheaper to buy than houses
26 days ago
This price gap between the cost of houses and flats is the biggest it has ever been. Houses are now costing 1.7 times more than a flat, which is 0.4 times higher than 10 years ago
Take a look at our list of houses vs. flats per area.
Are mortgage rates set to increase?
9 Sep 2026
We have seen several lenders increase their mortgage rates over the last couple of weeks. This suggests mortgage rates are likely to rise.
Although nothing is set in stone, lender repricing, rising swap rates, and continued economic uncertainty suggest borrowers should prepare for higher mortgage costs.
AI-altered images put off over half of buyers
24 Aug 2026
According to data from House Buyer Bureau, where over 900 UK homebuyers were surveyed, 54% of people said that they immediately ruled out digitally enhanced property listings.
More information
Trusted by
