Where property is registered with HM Land Registry the Charge Certificate will prove the ownership or transfer of land. This includes Freehold and Leasehold Interests.

The registered proprietor will be issued with the certificate. If there is a mortgage in place then the certificate will be issued to the lender (The Mortgagee).

The charge certificate contains:

(i) the charges register

(ii) the property register

(iii) the proprietorships register

Details relating to the tenure of the property, the price paid (if bought after 2000), the current owners and any restrictions on ownership will be listed in this document.

For more details on the documents relating to the ownership of land you may want to visit the HM Land Registry website or contact Mortgage Required on 01628 507477.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be no fee for Mortgage Advice. There may be a fee for arranging a mortgage. The precise amount will depend upon your circumstances, but we estimate it to be between £399 and £599.

Mortgage Required Ltd, Finance House, 5 Bath Road, Maidenhead, SL6 4AQ is authorised and regulated by the Financial Conduct Authority reference 573718 at www.fca.org.uk.

The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. More detail can be found on their website: www.financial-ombudsman.org.uk