From the 1st October 2015 regulations require smoke alarms to be installed in rented residential accommodation and carbon monoxide alarms in rooms with a solid fuel appliance.

There are various exemptions to this regulation set out as follows;

  • A tenancy under which the occupier shares any accommodation with the landlord or a member of the landlord's family and shares an amenity such as kitchen or bathroom.
  • A tenancy which is a long lease or which grants a right of occupation of the premises (for example, over 21 years).
  • Student halls of residence.
  • Hostels
  • Care homes
  • Hospitals
  • Accommodation relating to health care provision

As a Landlord you are also required by law to ensure that there is a smoke detector installed on each floor of living accommodation. It is worth considering some form of hard wired system as battery driven alarms are susceptible to failure due to batteries running out or being removed by tenants.

The fine for not complying with this regulation is up to £5,000. This regulation applies to England only.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be no fee for Mortgage Advice. There may be a fee for arranging a mortgage. The precise amount will depend upon your circumstances, but we estimate it to be between £399 and £599.

Mortgage Required Ltd, Finance House, 5 Bath Road, Maidenhead, SL6 4AQ is authorised and regulated by the Financial Conduct Authority reference 573718 at www.fca.org.uk.

The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. More detail can be found on their website: www.financial-ombudsman.org.uk