Bridging finance is usually used when you want to buy a property before you sell or refinance an existing property.

It is, in effect, a short term loan rather than a longer term mortgage. Like a longer term mortgage, bridging finance is usually secured on an asset.

Bridging loans are popular with small and amateur investors buying at auction or looking to borrow for a short period of time before selling on or refinancing with a longer term facility after improvements have been completed. They are also used by people looking to buy a new home before they have sold their old one.

We're specialists in bridging finance.

Bridging loans can be very useful but they are costly and usually issued for a fixed period meaning that time is very much of the essence. If you can’t sell the property you are looking to sell within the time you have then your financial situation can quickly become desperate, perhaps forcing you to sell at a loss in order to meet your obligations. Usually the lender will want you to have a robust “exit strategy” before they agree the loan.

Bridging loans are usually much more expensive than typical mortgage rates. There are also likely to be a variety of arrangement fees, redemption penalties and other costs - so be careful!

We thoroughly recommend that when considering a bridging loan you take professional advice from a regulated member of the FCA.

Contact Mortgage Required for a no-obligation chat on 01628 507477.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be no fee for Mortgage Advice. There may be a fee for arranging a mortgage. The precise amount will depend upon your circumstances, but we estimate it to be between £399 and £599.

Mortgage Required Ltd, Finance House, 5 Bath Road, Maidenhead, SL6 4AQ is authorised and regulated by the Financial Conduct Authority reference 573718 at

The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. More detail can be found on their website: