Buy to Let

Standard Buy-to-Let Mortgages: Loans designed for purchasing residential properties intended for renting out.

Since 2001, we have been working with professional landlords, first-time investors, and accidental landlords, helping them to maximise profitability and, where appropriate, build their portfolio.

Whilst the market has changed significantly over recent years, our buy-to-let mortgage advisors have kept pace with this area of the market and continue to source all UK buy-to-let lenders, ensuring you receive the very best offer for your circumstances.

• Expert advice in all aspects of Buy to Let lending
• Mortgages available for loans up to 80% of the property price
• Find out how a Buy to Let lender’s “rental stress test” affects your borrowing
• Access to all major Buy to Let lenders and exclusive schemes not available on the High Street
• Free independent advice.

Types of Standard Buy-to-Let Products

• Straightforward buy-to-let purchases
  A loan designed for purchasing a property intended to rent out to tenants. 
  
  
• First-time Landlords
  Renting out a home or investment property for the first time
  
  
• Standard rental properties
  Finance for residential properties bought to rent out to tenants for regular income and capital growth
  
  
• Purchase and remortgage
  Loans to buy new properties and loans to replace the current mortgage with a new deal with a new or existing lender.
  
  
• Mainstream lenders
  Standard mortgage finance for residential investment properties

Specialist Buy-to-Let Mortgages: Uncomplicated advice for landlords with complicated properties.

Not every property investment fits neatly into a standard Buy-to-Let mortgage. Our experienced specialist team helps landlords find solutions for more complex properties, ownership structures, and investment strategies.

Types of Specialist Buy-to-Let Products

• Portfolio Landlords
  

  Purchasing, refinancing, or restructuring a portfolio? We can help landlords with multiple properties navigate lender affordability and portfolio requirements.

• Multi-Unit Block of Flats
  Specialist finance for properties containing several self-contained units held under a single freehold.

• HMO Mortgages
  

  Mortgage solutions for Houses in Multiple Occupation, including properties let to tenants from separate households.

• Limited Company Buy-to-Let
  

  Mortgage options for landlords purchasing or refinancing investment property through a limited company or SPV.

• Holiday and Short-Term Lets
  

  Specialist mortgage options for properties intended for holiday accommodation and short-term letting.

• Expat Lending
  A loan designed for individuals living and working abroad.
  
  
• Refurbishment and Bridging 
  

  Short-term finance for purchasing, renovating or converting property before sale or refinancing onto longer-term lending.

• Auction properties
  

  Need to complete quickly? We can explore short-term finance options for properties purchased at auction.

• Semi Commerical
  Finance for mixed-use properties that combine business and residential spaces, e.g. a ground retail unit with a residential flat above.

A complicated property doesn't have to mean a complicated mortgage.

Whether you're expanding a portfolio, buying an HMO or multi-unit property, investing through a limited company or looking at a more unusual opportunity, talk to Mortgage Required before assuming it can't be financed.

Our specialist Buy-to-Let advisers will take the time to understand the property, your circumstances and what you're trying to achieve.