Following Mark Carney's comments last week that base rates may rise as early as the end of this year!

Followed by increased press coverage on the subject, we are receiving calls daily asking "when should I sign up?"

The answer is simple; today or if not today definitely tomorrow. With major building societies such as Santander and Woolwich withdrawing deals and more likely to follow, it is unlikely that rates will be this low again for a while.

A quote does not secure a rate but an application does so whilst we are not trying to scare people, we are saying if you have secured a new home or decided to re-mortgage there really is no point in delaying your application.

For more information or to find out how simple a mortgage application is please contact us on 01628 507477.

Recent posts

Deals of week web larger

Here are the lowest fixed mortgage rates of the week, available to first-time buyers, home movers, buy-to-let, and those remortgaging.

Call us for more information: 01628 507477 or email: team@mortgagerequired.com.

Renters' Rights Act

5 days ago

Renters Rights Act   Web Larger

The Renter’s Rights Bill became law at the end of October, which means it has been signed off by the King, and it is now the Renters’ Rights Act. Despite this becoming law, these changes are likely to start changing within the next six months, with the aim of being fully implemented throughout 2026 and into 2027.

 

Mortgages In School   Web Larger

A welcome change in school is coming as financial literacy is due to become compulsory in schools in England.

The Government has announced that as part of the new national curriculum, children in primary and secondary education will be required to learn about budgeting, compound interest, managing money, and mortgages.

Cotswolds   Web Larger

Forbes has published a global ranking of stunning locations and one popular picturesque corner of the UK has nabbed top spot.

Budget Then And Now   Web Larger

Over three years after the Mini-Budget took place, we look at what the mortgage market looks like now, showing the difference in mortgage repayments.

Home buying shake up web larger

The government has announced plans to make buying or selling a home cheaper and quicker with what is being called the “biggest shake-up to the homebuying system in this country’s history.”

More borrowers ER web larger

Almost one in five equity release mortgages are now taken out to provide financial support to family.

Buyers purchasing sooner web larger

According to industry data, the expected wait for those looking to buy a property has dropped from just over 11 months to less than six months.