Where property is registered with HM Land Registry the Charge Certificate will prove the ownership or transfer of land. This includes Freehold and Leasehold Interests.
The registered proprietor will be issued with the certificate. If there is a mortgage in place then the certificate will be issued to the lender (The Mortgagee).
The charge certificate contains:
(i) the charges register
(ii) the property register
(iii) the proprietorships register
Details relating to the tenure of the property, the price paid (if bought after 2000), the current owners and any restrictions on ownership will be listed in this document.
For more details on the documents relating to the ownership of land you may want to visit the HM Land Registry website or contact Mortgage Required on 01628 507477.
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