Shared Ownership
For many, shared ownership is a great way of getting your foot on the housing ladder. Offered on either new homes or available through housing associations on the second-hand market, generally, the shares offered are between 10% and 75% of the property value. In some cases, there is an option to buy a larger share as your income increases or if you want to move you can sell back your share to the next buyer. With shared ownership you buy a share of the property, and pay rent to a landlord on the rest.
When you buy a home through Shared Ownership, you:
- buy a share between 10% and 75% of the home's full market value
- pay rent to the landlord for the share they own
- usually pay monthly ground rent and service charges, for example towards the maintenance of communal areas.
Our friendly mortgage advisors are experts in shared ownership and the Government Schemes. We take great pride in helping our clients purchase their own homes and would welcome a call to discuss which scheme is suitable for you.
As Shared Ownership Specialists, we offer:
- Step by step guidance helping you through the Shared Ownership process
- Free meeting with qualified broker to submit Shared Ownership application
- Personal Administrator who will keep you updated on the progress of your application
- Exclusive mortgage deals for shared ownership applicants not available on the high street
For further information see: https://www.helptobuy.gov.uk/shared-ownership/
Help to Buy: latest blog articles
Your First Home Scheme for First-Time Buyers
Today
Saturday 26th September, Andy Burnham announced a new equity loan scheme called “Your First Home”. The scheme, which will be confirmed at next month’s budget, is aimed at first-time buyers looking to purchase a new-build property from a developer signed up to the scheme.
Skipton Extends ‘Delayed Start Mortgage’ to Homemovers
7 days ago
In September 2026, they extended this to a wider range for those moving home. Eligible homeowners looking to purchase their next property can access the delayed start mortgage, which could help with the overlap between properties, solicitor, removal, and repair costs.
What to ask your Estate Agent as a first-time buyer
19 Jun 2026
Buying your first home is a huge milestone, but it can also be a complex process. There are several factors a first-time buyer should consider before making an offer on a property, including understanding the difference between leasehold and freehold and checking council tax bands.
We’ve detailed some questions you can ask your estate agent to help you make an informed decision.
Trusted by
