Complex Mortgages
Do you have complex income and are you unsure how to go about getting a mortgage?
The team at Mortgage Required are experienced in arranging mortgages for clients with complicated income streams, having access to not only the high street and specialist lenders but also private banks for any high-value loans or bespoke lending.
What is a complex income mortgage?
A complex income mortgage could mean any of the following:
- You have multiple sources of income or wealth
- You are self-employed and/or run your own business
- You are IR35 or CIS registered
- You are a contractor
- You are a doctor or medical specialist
- Receive investment income from stocks or shares or rental income from property
- You need a mortgage in excess of £1 million
- You are paid in a foreign currency
The more complex your situation, the more likely you would benefit from advice, which is where Mortgage Required come in! We will assess your individual circumstances and support you in finding a mortgage that is tailored to your needs.
Help to Buy: latest blog articles
Mortgage Reforms to Boost Competition and make Remortgaging Easier
Today
The Financial Conduct Authority (FCA) has shared new changes to mortgage rules with the aim to simplify remortgaging, and encourage competition within the mortgage market.
Lloyds boost lending for first-time buyers
4 days ago
Lloyds Banking Group has jumped on the bandwagon to boost lending for first-time buyers as they allocate an additional £4 billion to help first-time buyers on to the property ladder.
As the Loan to Income (LTI) cap has been increased to 5.5 times income, applicants who fit the First Time Buyer Boost criteria could borrow up to 22% more.
Nationwide ease criteria for first-time buyers
7 days ago
Nationwide ease their ‘Helping Hand’ mortgage designed to help first-time buyers get onto the property ladder by allowing them to borrow up to six times their income.
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