Complex Mortgages
Do you have complex income and are you unsure how to go about getting a mortgage?
The team at Mortgage Required are experienced in arranging mortgages for clients with complicated income streams, having access to not only the high street and specialist lenders but also private banks for any high-value loans or bespoke lending.
What is a complex income mortgage?
A complex income mortgage could mean any of the following:
- You have multiple sources of income or wealth
- You are self-employed and/or run your own business
- You are IR35 or CIS registered
- You are a contractor
- You are a doctor or medical specialist
- Receive investment income from stocks or shares or rental income from property
- You need a mortgage in excess of £1 million
- You are paid in a foreign currency
The more complex your situation, the more likely you would benefit from advice, which is where Mortgage Required come in! We will assess your individual circumstances and support you in finding a mortgage that is tailored to your needs.
Help to Buy: latest blog articles
Rent costs increased more than mortgage costs since 2022
12 Aug 2025
There has been a rise in both rent and mortgage costs over the last three years, with renters seeing a greater increase in their monthly payments than those with a mortgaged property.
Delayed Start Mortgages
6 Aug 2025
The new Delayed Start Mortgage launched by Skipton Building Society allows first time buyers to postpone the first three mortgage payments. This product has been designed to help soften the blow of moving in costs for first time buyers.
More than half of buyers pressured to use estate agents’ brokers
29 Jul 2025
A recent study by Boon Brokers where 1,000 people who had used an estate agent over the last year were surveyed, showed that a whopping 52% said they were pressured into using the estate agents’ in-house mortgage broker.
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