Mortgages for First Time Buyers

Specialists in First Time Buyer Mortgages.

If you ask one of our Mortgage Advisors which mortgages they enjoy the most it’s assisting our First Time Buyers. Helping a client buy their first home makes our day! We are on your side, we will cut through the jargon search the whole market and find you the best product for your needs and budget.

  • Our advice is always free, friendly and unpressurised

  • Unlike the banks we will search the whole market

  • We are experts in Help to Buy and recommended by house builders nationwide

  • Get your mortgage agreed in principle in 30 minutes

  • Exclusive mortgage deals for first time buyers not available on the high street

  • 100% Mortgages available with your families help, 95% without

 

First time buyers: latest blog articles

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Santander launches 98 percent LTV mortgage for first-time buyers

16 days ago

‘My First Mortgage’ from major high-street lender Santander is specifically for those wanting to buy their first property. It allows first-time buyers to purchase 98% of the property’s value. However, certain criteria must be met to be eligible.

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Ground rents paid by leaseholders to be capped at £250 per year

25 days ago

As part of the UK government’s plans to change the leasehold system to help families struggling with unaffordable ground rent costs.

The Prime Minister announced this morning (27 January) that ground rents will be capped at £250 per year, reverting to a peppercorn rate after 40 years.

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Buying in the New Year

29 Dec 2025

If buying your first property, or moving home, is on your to-do list this year, the new year can be a great time to take this big step. In this short blog, we look at what you need to consider as you plan and prepare for your home-buying journey.