Debt Consolidation

Consolidating Debts Into Your Mortgage

Sometimes we find ourselves in need of a little help. Whether circumstances out of your control have put you in debt or you have simply spent more than you have earned it is important to address the situation and get back on an even keel before things start to spiral. Remember we are not here to judge, we are here to help.

The Financial Conduct Authority recognises that some clients looking to consolidate unsecured debt into their mortgages may be vulnerable. Our specially trained advisors will ensure you receive the appropriate level of care and advice and work out a plan to get you back on track.

We look at each debt individually and assess if it is best to consolidate it into your mortgage, leave it as it is, or adjust the payments, in some way. You will be given a schedule showing each debt and the true cost of consolidation, which your advisor will run through with you.

As Independent Mortgage Advisors we compare the whole mortgage market ensuring you receive the very best product for your circumstances, and we can also offer alternative debt solutions if they are more appropriate.

  • Schemes available up to 90% of the value of your home
  • Pay off all your credit cards and loans
  • Free valuations and solicitors fees available
  • Reduce your monthly outgoings to a manageable level
  • Professional, Sensitive, Independent advice
  • Debt Management and IVAs available
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.